SMARTBANK WELCOMES SUZANNE WOODS TO COOKEVILLE TEAM

Cookeville, TN - SmartBank is excited to announce the addition of Suzanne Woods as Vice President, Relationship Manager to its Cookeville team. Suzanne will play a vital role in delivering tailored banking solutions to clients in Cookeville and its neighboring areas.

"We are thrilled to welcome Suzanne to our SmartBank family," said Cheryl Sandlin, Market President. "Her extensive banking experience and dedication to helping clients reach their financial goals are perfectly aligned with our values at SmartBank. We are confident that Suzanne will make significant contributions and further strengthen our commitment to serving the community."

Suzanne brings over 20 years of banking experience, working her way up from branch manager to Vice President, Relationship Manager. Her expertise and dedication to customer service will ensure that SmartBank continues to exceed the expectations of our valued clients. Suzanne earned her bachelor's degree in marketing from Tennessee Tech University in 1994, and in 2002, she furthered her education by obtaining a bachelor's degree in accounting.

"I'm thrilled to join the SmartBank team," said Woods. "I look forward to working with such a dedicated group and contributing to the positive impact SmartBank has on our local communities."

About SmartBank

Founded in 2007, SmartBank is a full-service commercial bank providing banking, investment, insurance, and mortgage financial services, with 42 branches spanning Tennessee, Alabama, and Florida. Recruiting the best people, delivering exceptional client service, strategic branching and a disciplined approach to lending have contributed to SmartBank's success. For more information on SmartBank, visit www.smartbank.com.