09/17/2024 | Press release | Distributed by Public on 09/17/2024 08:31
Annual Fee
|
Minimum
|
Maximum
|
Base Contract (1)
|
0.32%
|
0.32%
|
Investment Options (Fund fees and expenses) (2) |
0.11%
|
4.52%
|
Optional benefits available for an additional charge (for a single optional benefit, if elected) |
0.20% (3) |
1.60% (4)
|
Lowest Annual Cost: $450
|
Highest Annual Cost: $6,817
|
Assumes:
|
Assumes:
|
●
Investment of $100,000
●
5% annual appreciation
●
Least expensive combination of Fund fees and expenses
●
No optional benefits
●
No additional Purchase Payments, transfers or withdrawals
●
No sales charges
●
No Advisory Fees
|
●
Investment of $100,000
●
5% annual appreciation
●
Most expensive combination of optional benefits and Fund fees and expenses
●
No additional Purchase Payments, transfers or withdrawals
●
No sales charges
●
No Advisory Fees
|
Return of Purchase Payments Death Benefit Fee (as an annualized percentage of the death benefit, beginning on the 1st Monthly Anniversary Date)
|
0.20%
|
Maximum Anniversary Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)
|
0.35%
|
Maximum Quarterly Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)
|
0.40%
|
Maximum Daily Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)
|
0.50%
|
Purchase of SecurePay Pro rider at Contract Purchase (as an annualized percentage of the Benefit Base)
|
1.50%
|
Purchase of SecurePay Pro rider under RightTime (as an annualized percentage of the Benefit Base)
|
1.60%
|
Age of (Younger) Covered Person
on the Benefit Election Date
|
(One Covered Person)
Withdrawal Percentage
(as a percentage of the Benefit Base)
|
(Two Covered Persons)
Withdrawal Percentage
(as a percentage of the Benefit Base)
|
||
60
|
5.00%
|
4.50%
|
||
61
|
5.00%
|
4.50%
|
||
62
|
5.00%
|
4.50%
|
||
63
|
5.00%
|
4.50%
|
||
64
|
5.00%
|
4.50%
|
||
65
|
5.50%
|
5.00%
|
||
66
|
5.60%
|
5.10%
|
||
67
|
5.70%
|
5.20%
|
||
68
|
5.80%
|
5.30%
|
||
69
|
5.90%
|
5.40%
|
||
70
|
6.00%
|
5.50%
|
||
71
|
6.05%
|
5.55%
|
||
72
|
6.10%
|
5.60%
|
||
73
|
6.15%
|
5.65%
|
||
74
|
6.20%
|
5.70%
|
||
75
|
6.25%
|
5.75%
|
||
76
|
6.30%
|
5.80%
|
||
77
|
6.35%
|
5.85%
|
||
78
|
6.40%
|
5.90%
|
||
79
|
6.45%
|
5.95%
|
||
80
|
6.50%
|
6.00%
|
||
81
|
6.50%
|
6.00%
|
||
82
|
6.50%
|
6.00%
|
||
83
|
6.50%
|
6.00%
|
||
84
|
6.50%
|
6.00%
|
||
85
|
6.50%
|
6.00%
|
||
86
|
6.50%
|
6.00%
|
||
87
|
6.50%
|
6.00%
|
||
88
|
6.50%
|
6.00%
|
||
89
|
6.50%
|
6.00%
|
||
90
|
6.50%
|
6.00%
|
||
91
|
6.50%
|
6.00%
|
||
92
|
6.50%
|
6.00%
|
||
93
|
6.50%
|
6.00%
|
||
94
|
6.50%
|
6.00%
|
||
95+
|
6.50%
|
6.00%
|
|
Protective® Investors Benefit Advisory Variable Annuity
|
| |
Protective Life Insurance Company
Protective Variable Annuity Separate Account P.O. Box 10648 Birmingham, Alabama 35202-0648 Telephone: 1-800-456-6330 Fax: 205-268-6479 www.protective.com |
|
|
SPECIAL TERMS
|
| |
3
|
|
|
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT
|
| |
5
|
|
|
OVERVIEW OF THE VARIABLE ANNUITY CONTRACT
|
| |
7
|
|
|
Benefits Available under the Contract
|
| |
9
|
|
|
Buying the Contract
|
| |
14
|
|
|
Making Withdrawals: Accessing the Money in Your Contract
|
| |
15
|
|
|
ADDITIONAL INFORMATION ABOUT FEES
|
| |
16
|
|
|
FUND APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT
|
| |
FUND-1
|
|
|
FEES AND EXPENSES
|
| |||
| Charges for Early Withdrawals | | |
The Contract does not include charges for early withdrawal.
|
|
|
Transaction Charges
|
| |
You may be charged $25 per transfer for each transfer after the first 12 transfers in a Contract Year. Currently, we do not assess this charge.
For additional information about transaction charges, see "FEE TABLE - Transaction Expenses" and "CHARGES AND DEDUCTIONS" in the Prospectus.
|
|
|
Ongoing Fees and Expenses (annual charges)
|
| | The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses in the table do not reflect any Advisory Fees paid from Contract Value or other assets of the Owner and if such charges were reflected, the fees and expenses would be higher. | |
|
Annual Fee
|
| |
Minimum
|
| |
Maximum
|
|
| Base contract (1) | | |
0.32%
|
| |
0.32%
|
|
| Investment options (Fund fees and expenses) (2) | | |
0.11%
|
| |
4.52%
|
|
| Optional benefits available for an additional charge (for a single optional benefit, if elected) | | |
See Rate
Sheet Prospectus Supplement(3) |
| |
See Rate
Sheet Prospectus Supplement(4) |
|
|
Lowest Annual Cost:
See Rate Sheet Prospectus Supplement |
| |
Highest Annual Cost:
See Rate Sheet Prospectus Supplement |
|
| Assumes: | | | Assumes: | |
|
•
Investment of $100,000
•
5% annual appreciation
•
Least expensive combination of Fund fees and expenses
•
No optional benefits
•
No additional Purchase Payments, transfers or withdrawals
•
No sales charge
•
No Advisory Fees
|
| |
•
Investment of $100,000
•
5% annual appreciation
•
Most expensive combination of optional benefits and Fund fees and expenses
•
No additional Purchase Payments, transfers, or withdrawals
•
No sales charge
•
No Advisory Fees
|
|
| For additional information about annual charges, see "FEE TABLE" and "CHARGES AND DEDUCTIONS" in the Prospectus. | |
|
RISKS
|
| |||
|
Risk of Loss
|
| |
You can lose money by investing in this Contract, including loss of principal.
For additional information about the risk of loss, see "PRINCIPAL RISKS OF INVESTING IN THE CONTRACT" in the Prospectus.
|
|
|
Not a Short-Term Investment
|
| |
This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Although you are permitted to take withdrawals or surrender the Contract, federal and state income taxes may apply.
Withdrawals will reduce your Contract Value and death benefit. If you elect to pay Advisory Fees from your Contract Value, this deduction will reduce the death benefits and other guaranteed benefits.
The benefits of tax deferral and living benefit protections also mean the Contract is less beneficial to investors with a short time horizon.
For additional information about the investment profile of the Contract, see "PRINCIPAL RISKS OF INVESTING IN THE CONTRACT," "CHARGES AND DEDUCTIONS," "FEDERAL TAX MATTERS," "ADVISORY FEES PAID FROM YOUR CONTRACT VALUE," and "TAXATION OF ANNUITIES IN GENERAL" in the Prospectus.
|
|
|
Risks Associated with Investment Options
|
| |
An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the Investment Options available under the Contract.
Each Investment Option (including the Guaranteed Account) has its own unique risks.
You should review the prospectuses for the available Funds and consult with your financial professional before making an investment decision.
For additional information about the risks associated with Investment Options, see "PRINCIPAL RISKS OF INVESTING IN THE CONTRACT" in the Prospectus.
|
|
|
Insurance Company Risks
|
| |
An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Guaranteed Account), guarantees, or benefits under the Contract are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available upon request at no charge by calling us at 1-800-456-6330 or writing us at the address shown on the cover page.
For additional information about Company risks, see "PRINCIPAL RISKS OF INVESTING IN THE CONTRACT," and "THE COMPANY, VARIABLE ACCOUNT AND FUNDS" in the Prospectus.
|
|
|
RESTRICTIONS
|
| |||
|
Investments
|
| |
Currently, there is no charge when you transfer Contract Value among Investment Options. However, we reserve the right to charge $25 for each transfer after the first 12 transfers in any Contract Year in the future.
We reserve the right to remove or substitute Funds as Investment Options that are available under the Contract. We also reserve the right to restrict the allocation of additional Purchase Payments and/or transfers of Contract Value to a Fund if we determine the Fund no longer meets one or more of our Fund selection criteria and/or if a Fund has not attracted significant contract owner assets.
For additional information about Investment Options, see "CHARGES AND DEDUCTIONS - Transfer Fee" and "THE COMPANY, VARIABLE ACCOUNT AND FUNDS - Selection of Funds - Addition, Deletion or Substitutions of Investments" in the Prospectus.
|
|
|
RESTRICTIONS
|
| |||
|
Optional Benefits
|
| |
If you select a Protected Lifetime Income Benefit rider:
•
The Investment Options available to you under the Contract will be limited.
•
You may not make additional Purchase Payments two years or more after the Rider Issue Date or on or after the Benefit Election Date, whichever comes first.
•
Withdrawals from Contract Value that exceed the annual withdrawal amount under the rider may significantly reduce or eliminate the rider benefits.
•
We may stop offering an optional benefit rider at any time.
•
If you elect to pay Advisory Fees from your Contract Value, this deduction will reduce the death benefits and other guaranteed benefits.
If you purchased an optional death benefit, withdrawals may also reduce the benefit by an amount greater than the value withdrawn.
For additional information about the optional benefits, see "PROTECTED LIFETIME INCOME BENEFITS" and "ADVISORY FEES PAID FROM YOUR CONTRACT VALUE" and "DEATH BENEFIT - Selecting A Death Benefit" in the Prospectus.
|
|
|
TAXES
|
| |||
|
Tax Implications
|
| |
You should consult with a qualified tax advisor regarding the federal tax implications of an investment in, payments received under, and other transactions in connection with this Contract.
If you purchase the Contract through a tax-qualified plan or individual retirement arrangement (IRA), you do not get any additional tax deferral. Generally, all earnings on the investments underlying the Contract are tax-deferred until distributed or deemed distributed. A distribution from a non-Qualified Contract, which includes a surrender, withdrawal, payment of a death benefit, or annuity income payments, will generally result in taxable income if there has been an increase in the Contract Value. In the case of a Qualified Contract, a distribution generally will result in taxable income even if there has not been an increase in the Contract Value. In certain circumstances, a 10% additional tax may also apply if the Owner takes a withdrawal before age 59½. All amounts includable in income with respect to the Contract are taxed as ordinary income; no amounts are taxed at the special lower rates applicable to long term capital gains and corporate dividends. If you elect to have Advisory Fees paid out of your Contract Value, this deduction may be subject to federal and state income taxes and a 10% federal additional tax if you are younger than age 59 1/2.
For additional information about tax implications, see "FEDERAL TAX MATTERS" and "TAXATION OF ANNUITIES IN GENERAL" in the Prospectus.
|
|
|
CONFLICTS OF INTEREST
|
| |||
|
Investment professional compensation
|
| |
Some investment professionals may receive compensation for promoting and selling this Contract to you in the form of marketing allowances, cash, and other compensation. These investment professionals may have a financial incentive to offer or recommend the Contract over another investment.
For additional information about compensation, see "DISTRIBUTION OF THE CONTRACTS" in the Prospectus.
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|
|
Exchanges
|
| |
Some investment professionals may have a financial incentive to offer you a new contract in place of the contract you already own. You should only exchange your current contract if you determine, after comparing the features, fees, and risks of both contracts, that it is better for you to purchase the new contract rather than continue to own your existing contract.
For additional information about exchanges, see "TAXATION OF ANNUITIES IN GENERAL - Exchanges of Annuity Contracts" in the Prospectus.
|
|
|
Name of Benefit
|
| |
Purpose
|
| |
Is Benefit
Standard or Optional? |
| |
Maximum Fee
|
| |
Brief Description of
Restrictions/Limitations |
|
|
Contract Value Death Benefit
|
| | Equal to the Contract Value as of the date we receive Due Proof of Death | | | Standard | | | No charge | | |
•
If Advisory Fees are paid from Contract Value, the ongoing deductions will reduce the Contract Value and therefore the Death Benefit.
|
|
|
Return of Purchase Payments Death Benefit
|
| |
Equal to the greatest of:
1.
the Contract Value, or
2.
the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment for each withdrawal is the amount that reduces the Return of Purchase Payments Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn reduces the Contract Value.)
|
| | Optional | | | 1.00% (as an annualized percentage of the death benefit value on each Monthly Anniversary Date). See the Rate Sheet Prospectus Supplement for the current fee. | | |
•
Available only at purchase.
•
Death Benefit will never be more than the Contract Value plus $1,000,000.
•
If Advisory Fees are paid from Contract Value, the ongoing deductions will reduce the Contract Value and therefore the Death Benefit.
•
Withdrawals can reduce the value of the Death Benefit by more than the amount withdrawn.
•
It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.
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|
|
Name of Benefit
|
| |
Purpose
|
| |
Is Benefit
Standard or Optional? |
| |
Maximum Fee
|
| |
Brief Description of
Restrictions/Limitations |
|
| Maximum Anniversary Value Death Benefit | | |
Equal to the greatest of:
1.
the Contract Value,
2.
the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduces the Maximum Anniversary Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn reduces the Contract Value), or
3.
the greatest anniversary value attained prior to the older Owner's 83rd birthday.
|
| | Optional | | | 1.00% (as an annualized percentage of the death benefit value on each Monthly Anniversary Date). See the Rate Sheet Prospectus Supplement for the current fee. | | |
•
Available only at purchase starting October 7, 2024.
•
Death Benefit will never be more than the Contract Value plus $1,000,000.
•
Cannot be elected if the oldest Owner is 78 or older.
•
If Advisory Fees are paid from Contract Value, the ongoing deductions will reduce the Contract Value and therefore the Death Benefit.
•
Withdrawals can reduce the Death Benefit by more than the amount withdrawn.
•
It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.
•
Currently unavailable in California.
|
|
|
Name of Benefit
|
| |
Purpose
|
| |
Is Benefit
Standard or Optional? |
| |
Maximum Fee
|
| |
Brief Description of
Restrictions/Limitations |
|
| Maximum Quarterly Value Death Benefit | | |
Equal to the greatest of:
1.
the Contract Value,
2.
the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduces the Maximum Quarterly Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn reduces the Contract Value), or
3.
the greatest Quarterly Anniversary value attained prior to the older Owner's 83rd birthday.
|
| | Optional | | | 1.00% (as an annualized percentage of the death benefit value on each Monthly Anniversary Date). See the Rate Sheet Prospectus Supplement for the current fee. | | |
•
Available only at purchase starting October 7, 2024.
•
Death Benefit will never be more than the Contract Value plus $1,000,000.
•
Cannot be elected if the oldest Owner is 78 or older.
•
If Advisory Fees are paid from Contract Value, the ongoing deductions will reduce the Contract Value and therefore the Death Benefit.
•
Withdrawals can reduce the Death Benefit by more than the amount withdrawn.
•
It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.
•
Currently unavailable in California.
|
|
|
Name of Benefit
|
| |
Purpose
|
| |
Is Benefit
Standard or Optional? |
| |
Maximum Fee
|
| |
Brief Description of
Restrictions/Limitations |
|
| Maximum Daily Value Death Benefit | | |
Equal to the greatest of:
1.
the Contract Value,
2.
the aggregate Purchase Payments less an adjustment for each withdrawal (adjustment reduces the Maximum Daily Value Death Benefit at the time of the withdrawal in the same proportion that the amount withdrawn reduces the Contract Value), or
3.
The greatest Daily Value attained prior to the older Owner's 83rd birthday.
|
| | Optional | | | 1.00% (as an annualized percentage of the death benefit value on each Monthly Anniversary Date). See the Rate Sheet Prospectus Supplement for the current fee. | | |
•
Available only at purchase starting October 7, 2024.
•
Death Benefit will never be more than the Contract Value plus $1,000,000.
•
Cannot be elected if the oldest Owner is 78 or older.
•
If Advisory Fees are paid from Contract Value, the ongoing deductions will reduce the Contract Value and therefore the Death Benefit.
•
Withdrawals can reduce the Death Benefit by more than the amount withdrawn.
•
It is possible that this Death Benefit will be no greater than the Contract Value Death Benefit, for which we do not assess a fee.
•
Currently unavailable in California.
|
|
|
Name of Benefit
|
| |
Purpose
|
| |
Maximum Fee
|
| |
Current Fee
|
| |
Brief Description of
Restrictions/Limitations |
|
|
SecurePay Pro rider
|
| | Provides an Annual Withdrawal Amount that is guaranteed for life, even if Contract Value is reduced to zero. | | |
2.00%(1) (if selected at Contract purchase)
2.20%(1) (under RightTime option)
|
| | See Rate Sheet Prospectus Supplement. | | |
•
Benefit limits available Investment Options.
•
No Purchase Payments two years or more after Rider Issue Date or on or after Benefit Election Date, whichever comes first.
•
Withdrawals will reduce the Benefit Base and available SecurePay withdrawals.
•
Excess Withdrawals may significantly reduce or eliminate value of benefit.
•
Available to Contract Owners age 60 to 85.
•
Advisory Fee deductions will reduce the Contract Value and therefore may limit the potential for increasing the rider's Annual Withdrawal Amount and Benefit Base through higher Contract Values on Contract Anniversaries.
|
|
|
Name of Benefit
|
| |
Purpose
|
| |
Maximum Fee
|
| |
Brief Description of
Restrictions/Limitations |
|
|
Portfolio Rebalancing
|
| | Automatically rebalances the Sub-Accounts you select (either quarterly, semi-annually or annually) to maintain your chosen percentage allocation of Variable Account value among the Sub-Accounts. | | |
None
|
| |
•
If you select the SecurePay rider, your allocations must comply with our Allocation Guidelines and Restrictions.
|
|
|
Dollar Cost Averaging
|
| | Automatically transfers a specific amount of money from the DCA Account or the Fixed Account to the Sub-Accounts you select, on a monthly basis over a specific period of time. | | |
None
|
| |
•
If you select the SecurePay rider, your allocations must comply with our Allocation Guidelines and Restrictions.
|
|
|
Automatic Withdrawal Plan ("AWP")
|
| | Automatically withdraws a level dollar amount from the Contract on a monthly or quarterly basis before the Annuity Date. | | |
None
|
| |
•
If you select the SecurePay rider, the AWP will reduce Benefit Base and available SecurePay withdrawals.
•
Income taxes, including an additional tax if you are younger than age 59 1/2, may apply.
|
|
| | | |
With the SecurePay rider (1)
|
| |
Without the SecurePay rider
|
|
|
Minimum Initial Purchase Payment
|
| | $5,000 | | | $5,000 | |
|
Minimum Subsequent Purchase Payment
|
| |
$100 ($50 if made by electronic funds transfer) |
| |
$100 ($50 if made by electronic funds transfer) |
|
|
Maximum Aggregate Purchase Payment(2)
|
| | $1,000,000 | | | $1,000,000 | |
|
Limitations on withdrawal amounts
|
| |
•
At any time before the Annuity Date, you may withdraw the Contract Value provided the Contract Value remaining after the withdrawal is at least $5,000.If you request a withdrawal that would reduce your Contract Value below $5,000, we will (1) confirm the request for partial withdrawal with the Contract Owner, and, (2) if the request is confirmed, will treat the request for partial withdrawal as a request to fully surrender the Contract.
•
If you select the SecurePay rider, special withdrawal rules apply.
|
|
|
Surrender charges and taxes
|
| |
•
Federal and state income taxes may apply, as well as a 10% federal additional tax if the withdrawal occurs before the Owner reaches age 59½.
|
|
|
Negative impact of withdrawal on other benefits and guarantees of your Contract
|
| |
•
Withdrawals reduce your Contract Value and death benefit, and may reduce the value of the the SecurePay rider.
|
|
|
Transfer Fee (1)
|
| |
$25
|
|
|
Administrative Expenses(1)
|
| |
$35
|
|
|
Base Contract Expenses (as a percentage of average Variable Account value)(2)
|
| |
0.30%
|
|
| | | |
Maximum
|
| |
Current
|
|
|
Return of Purchase Payments Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)(3)
|
| |
1.00%
|
| |
See Rate Sheet Prospectus Supplement
|
|
|
Maximum Anniversary Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)(4)
|
| |
1.00%
|
| |
See Rate Sheet Prospectus Supplement
|
|
|
Maximum Quarterly Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)(5)
|
| |
1.00%
|
| |
See Rate Sheet Prospectus Supplement
|
|
|
Maximum Daily Value Death Benefit Fee (as an annualized percentage of the death benefit value on each Monthly Anniversary Date, beginning on the 1st Monthly Anniversary Date)(6)
|
| |
1.00%
|
| |
See Rate Sheet Prospectus Supplement
|
|
| | |
Maximum
|
| |
Current
|
| |||
Purchase of SecurePay Pro rider at Contract Purchase
|
| | | | 2.00% | | | |
See Rate Sheet Prospectus Supplement
|
|
Purchase of SecurePay Pro rider under RightTime
|
| | | | 2.20% | | | |
See Rate Sheet Prospectus Supplement
|
|
| | |
Minimum
|
| |
Maximum
|
| ||||||
Annual Fund Expenses before any waivers or expense reimbursements (expenses that are deducted from Fund assets, including management fees, distribution and/or service (12b-1) fees, and other expenses)
|
| | | | 0.11% | | | | | | 4.52% | | |
Annual Fund Expenses after any waivers or expense reimbursements (1)
|
| | | | 0.11% | | | | | | 2.29% | | |
| | |
1 year
|
| |
3 years
|
| |
5 years
|
| |
10 years
|
| ||||||||||||
Maximum Fund Expense
|
| | | $ | 7,414 | | | | | $ | 21,877 | | | | | $ | 35,851 | | | | | $ | 68,638 | | |
Minimum Fund Expense
|
| | | $ | 3,175 | | | | | $ | 9,690 | | | | | $ | 16,434 | | | | | $ | 34,347 | | |
| | |
1 year
|
| |
3 years
|
| |
5 years
|
| |
10 years
|
| ||||||||||||
Maximum Fund Expense
|
| | | $ | 6,817 | | | | | $ | 20,171 | | | | | $ | 33,153 | | | | | $ | 63,966 | | |
Minimum Fund Expense
|
| | | $ | 2,567 | | | | | $ | 7,882 | | | | | $ | 13,449 | | | | | $ | 28,555 | | |
| | |
1 year
|
| |
3 years
|
| |
5 years
|
| |
10 years
|
| ||||||||||||
Maximum Fund Expense
|
| | | $ | 5,240 | | | | | $ | 15,668 | | | | | $ | 26,029 | | | | | $ | 51,634 | | |
Minimum Fund Expense
|
| | | $ | 962 | | | | | $ | 2,998 | | | | | $ | 5,196 | | | | | $ | 11,486 | | |
| |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser; Sub-
Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2023) |
| | |
SecurePay
Pro Rider Allocation Investment Category(2) |
| | ||||||||
|
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||||||
| |
U.S. Equity
|
| | |
AB Variable Products Series Fund, Inc. - Discovery Value Portfolio - Class B
|
| | |
1.06%
|
| | |
16.86%
|
| | |
10.51%
|
| | |
7.29%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
AB Variable Products Series Fund, Inc. - Large Cap Growth Portfolio - Class B(1)
|
| | |
0.91%
|
| | |
34.78%
|
| | |
17.56%
|
| | |
14.60%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
AB Variable Products Series Fund, Inc. - Relative Value Portfolio - Class B(1)
|
| | |
0.86%
|
| | |
11.72%
|
| | |
11.57%
|
| | |
9.05%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
AB Variable Products Series Fund, Inc. - Small Cap Growth Portfolio - Class B(1)
|
| | |
1.15%
|
| | |
17.72%
|
| | |
10.29%
|
| | |
8.26%
|
| | |
4
|
| |
| |
Allocation
|
| | |
American Funds Insurance Series® American Funds® Global Balanced Fund - Class 4(1)
|
| | |
1.02%
|
| | |
13.45%
|
| | |
7.16%
|
| | |
5.20%
|
| | |
2
|
| |
| |
Allocation
|
| | |
American Funds Insurance Series® Asset Allocation Fund - Class 4
|
| | |
0.80%
|
| | |
14.02%
|
| | |
8.92%
|
| | |
6.98%
|
| | |
2
|
| |
| |
Allocation
|
| | |
American Funds Insurance Series® Capital Income Builder® - Class 4(1)
|
| | |
0.78%
|
| | |
8.75%
|
| | |
7.18%
|
| | |
-
|
| | |
2
|
| |
| |
Taxable Bond
|
| | |
American Funds Insurance Series® Capital World Bond Fund® - Class 4
|
| | |
0.98%
|
| | |
5.89%
|
| | |
-0.56%
|
| | |
0.12%
|
| | |
1
|
| |
| |
International
Equity |
| | |
American Funds Insurance Series® Capital World Growth and Income Fund® - Class 4(1)
|
| | |
0.91%
|
| | |
20.65%
|
| | |
10.07%
|
| | |
7.36%
|
| | |
3
|
| |
| |
International
Equity |
| | |
American Funds Insurance Series® Global Growth Fund - Class 4(1)
|
| | |
0.91%
|
| | |
22.29%
|
| | |
13.36%
|
| | |
9.30%
|
| | |
3
|
| |
| |
International
Equity |
| | |
American Funds Insurance Series® Global Small Capitalization Fund - Class 4(1)
|
| | |
1.16%
|
| | |
15.79%
|
| | |
8.03%
|
| | |
5.51%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
American Funds Insurance Series® Growth Fund - Class 4
|
| | |
0.84%
|
| | |
38.13%
|
| | |
18.38%
|
| | |
14.07%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
American Funds Insurance Series® Growth-Income Fund - Class 4
|
| | |
0.78%
|
| | |
25.82%
|
| | |
13.08%
|
| | |
10.63%
|
| | |
3
|
| |
| |
International
Equity |
| | |
American Funds Insurance Series® International Fund - Class 4
|
| | |
1.03%
|
| | |
15.56%
|
| | |
4.58%
|
| | |
3.15%
|
| | |
4
|
| |
| |
International
Equity |
| | |
American Funds Insurance Series® New World Fund® - Class 4(1)
|
| | |
1.07%
|
| | |
15.67%
|
| | |
8.37%
|
| | |
4.43%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
American Funds Insurance Series® The Bond Fund of America® - Class 4(1)
|
| | |
0.73%
|
| | |
4.72%
|
| | |
1.62%
|
| | |
1.83%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | |
American Funds Insurance Series® U.S. Government Securities Fund® - Class 4(1)
|
| | |
0.76%
|
| | |
2.62%
|
| | |
0.79%
|
| | |
1.27%
|
| | |
1
|
| |
| |
U.S. Equity
|
| | |
American Funds Insurance Series® Washington Mutual Investors Fund℠ - Class 4(1)
|
| | |
0.77%
|
| | |
16.97%
|
| | |
12.33%
|
| | |
9.64%
|
| | |
3
|
| |
| |
Allocation
|
| | |
BlackRock 60/40 Target Allocation ETF V.I. Fund - Class III(1)
|
| | |
0.56%
|
| | |
15.32%
|
| | |
8.69%
|
| | |
-
|
| | |
2
|
| |
| |
Allocation
|
| | |
BlackRock Global Allocation V.I. Fund - Class III - BlackRock (Singapore) Limited; BlackRock International Limited(1)
|
| | |
1.02%
|
| | |
12.49%
|
| | |
7.39%
|
| | |
4.63%
|
| | |
2
|
| |
| |
International
Equity |
| | |
BlackRock International V.I. Fund - Class I - BlackRock International Limited(1)
|
| | |
0.86%
|
| | |
19.02%
|
| | |
9.34%
|
| | |
4.02%
|
| | |
4
|
| |
| |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser; Sub-
Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2023) |
| | |
SecurePay
Pro Rider Allocation Investment Category(2) |
| | ||||||||
|
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||||||
| |
U.S. Equity
|
| | |
ClearBridge Variable Dividend Strategy Portfolio - Class II - ClearBridge Investments, LLC
|
| | |
1.00%
|
| | |
14.01%
|
| | |
13.35%
|
| | |
10.17%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
ClearBridge Variable Large Cap Growth Portfolio - Class II - ClearBridge Investments, LLC
|
| | |
1.01%
|
| | |
43.66%
|
| | |
15.22%
|
| | |
-
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
ClearBridge Variable Mid Cap Portfolio - Class II - ClearBridge Investments, LLC
|
| | |
1.08%
|
| | |
12.62%
|
| | |
10.46%
|
| | |
6.83%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
ClearBridge Variable Small Cap Growth Portfolio - Class II - ClearBridge Investments, LLC
|
| | |
1.05%
|
| | |
8.12%
|
| | |
9.29%
|
| | |
7.62%
|
| | |
4
|
| |
| |
Allocation
|
| | |
Columbia Variable Portfolio - Balanced Fund - Class 2
|
| | |
1.01%
|
| | |
21.10%
|
| | |
10.71%
|
| | |
7.83%
|
| | |
2
|
| |
| |
Taxable Bond
|
| | |
Columbia Variable Portfolio - Emerging Markets Bond Fund - Class 2(1)
|
| | |
1.00%
|
| | |
10.02%
|
| | |
1.57%
|
| | |
2.20%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
Columbia Variable Portfolio - Intermediate Bond Fund - Class 2
|
| | |
0.76%
|
| | |
5.96%
|
| | |
1.34%
|
| | |
1.99%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | |
Columbia Variable Portfolio - Limited Duration Credit Fund - Class 2(1)
|
| | |
0.66%
|
| | |
6.66%
|
| | |
2.36%
|
| | |
1.65%
|
| | |
1
|
| |
| |
U.S. Equity
|
| | |
Columbia Variable Portfolio - Select Mid Cap Value Fund - Class 2(1)
|
| | |
1.07%
|
| | |
10.05%
|
| | |
13.05%
|
| | |
8.16%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
Columbia Variable Portfolio - Strategic Income Fund - Class 2(1)
|
| | |
0.94%
|
| | |
9.20%
|
| | |
2.91%
|
| | |
2.99%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | |
DFA VA Equity Allocation Portfolio - Institutional Class - Dimensional Fund Advisors Ltd; DFA Australia Limited(1)
|
| | |
0.31%
|
| | |
20.14%
|
| | |
12.74%
|
| | |
-
|
| | |
3
|
| |
| |
Taxable Bond
|
| | |
DFA VA Global Bond Portfolio - Institutional Class - Dimensional Fund Advisors Ltd; DFA Australia Limited
|
| | |
0.21%
|
| | |
5.05%
|
| | |
0.58%
|
| | |
1.29%
|
| | |
1
|
| |
| |
Allocation
|
| | |
DFA VA Global Moderate Allocation Portfolio - Institutional Class(1)
|
| | |
0.28%
|
| | |
14.72%
|
| | |
8.93%
|
| | |
6.07%
|
| | |
2
|
| |
| |
International
Equity |
| | |
DFA VA International Small Portfolio - Institutional Class - Dimensional Fund Advisors Ltd; DFA Australia Limited
|
| | |
0.40%
|
| | |
14.11%
|
| | |
7.86%
|
| | |
4.89%
|
| | |
4
|
| |
| |
International
Equity |
| | |
DFA VA International Value Portfolio - Institutional Class - Dimensional Fund Advisors Ltd; DFA Australia Limited
|
| | |
0.27%
|
| | |
17.86%
|
| | |
8.87%
|
| | |
4.16%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
DFA VA Short-Term Fixed Portfolio - Institutional Class - Dimensional Fund Advisors Ltd; DFA Australia Limited
|
| | |
0.12%
|
| | |
4.98%
|
| | |
1.33%
|
| | |
1.05%
|
| | |
1
|
| |
| |
U.S. Equity
|
| | |
DFA VA U.S. Large Value Portfolio - Institutional Class
|
| | |
0.21%
|
| | |
10.92%
|
| | |
10.71%
|
| | |
8.10%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
DFA VA U.S. Targeted Value Portfolio - Institutional Class
|
| | |
0.29%
|
| | |
20.03%
|
| | |
15.40%
|
| | |
9.00%
|
| | |
4
|
| |
| |
Allocation
|
| | |
Fidelity® VIP Asset Manager Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.78%
|
| | |
12.65%
|
| | |
7.22%
|
| | |
5.14%
|
| | |
2
|
| |
| |
Allocation
|
| | |
Fidelity® VIP Asset Manager: Growth Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.89%
|
| | |
16.05%
|
| | |
9.41%
|
| | |
6.30%
|
| | |
3
|
| |
| |
Allocation
|
| | |
Fidelity® VIP Balanced Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.69%
|
| | |
21.29%
|
| | |
12.16%
|
| | |
8.81%
|
| | |
2
|
| |
| |
U.S Equity
|
| | |
Fidelity® VIP Contrafund® Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd(2)
|
| | |
0.81%
|
| | |
33.12%
|
| | |
16.36%
|
| | |
11.33%
|
| | |
3
|
| |
| |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser; Sub-
Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2023) |
| | |
SecurePay
Pro Rider Allocation Investment Category(2) |
| | ||||||||
|
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||||||
| |
Sector Equity
|
| | |
Fidelity® VIP Energy Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.86%
|
| | |
0.70%
|
| | |
13.36%
|
| | |
2.37%
|
| | |
4
|
| |
| |
Allocation
|
| | |
Fidelity® VIP FundsManager 20% Portfolio - Service Class 2(1)
|
| | |
0.70%
|
| | |
7.91%
|
| | |
3.74%
|
| | |
3.03%
|
| | |
1
|
| |
| |
Allocation
|
| | |
Fidelity® VIP FundsManager 60% Portfolio - Service Class 2(1)
|
| | |
0.86%
|
| | |
14.08%
|
| | |
8.43%
|
| | |
6.10%
|
| | |
3
|
| |
| |
Allocation
|
| | |
Fidelity® VIP FundsManager 85% Portfolio - Service Class 2(1)
|
| | |
0.93%
|
| | |
17.48%
|
| | |
11.10%
|
| | |
7.72%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
Fidelity® VIP Growth Opportunities Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.84%
|
| | |
45.30%
|
| | |
18.79%
|
| | |
15.44%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
Fidelity® VIP Growth Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.83%
|
| | |
35.89%
|
| | |
19.34%
|
| | |
14.51%
|
| | |
3
|
| |
| |
Sector Equity
|
| | |
Fidelity® VIP Health Care Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.84%
|
| | |
4.01%
|
| | |
9.50%
|
| | |
10.39%
|
| | |
3
|
| |
| |
International
Equity |
| | |
Fidelity® VIP International Capital Appreciation Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; FIL Investment Advisors; FIL Investment Advisors (UK) Ltd; Fidelity Management & Research (HK) Ltd
|
| | |
1.03%
|
| | |
27.18%
|
| | |
11.15%
|
| | |
7.48%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
Fidelity® VIP Investment Grade Bond Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.63%
|
| | |
6.00%
|
| | |
1.72%
|
| | |
2.08%
|
| | |
1
|
| |
| |
Sector Equity
|
| | | Fidelity® VIP Materials Portfolio - Initial Class | | | |
0.64%
|
| | |
7.60%
|
| | |
12.28%
|
| | |
5.82%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
Fidelity® VIP Mid Cap Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.82%
|
| | |
14.80%
|
| | |
12.17%
|
| | |
7.85%
|
| | |
3
|
| |
| |
Allocation
|
| | |
Fidelity® VIP Target Volatility Portfolio - Service Class 2(1)
|
| | |
0.80%
|
| | |
13.93%
|
| | |
6.84%
|
| | |
5.25%
|
| | |
2
|
| |
| |
Sector Equity
|
| | |
Fidelity® VIP Technology Portfolio - Initial Class - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.59%
|
| | |
58.32%
|
| | |
26.57%
|
| | |
19.61%
|
| | |
4
|
| |
| |
Sector Equity
|
| | |
Fidelity® VIP Utilities Portfolio - Initial Class - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.61%
|
| | |
-1.08%
|
| | |
8.56%
|
| | |
9.14%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
Fidelity® VIP Value Strategies Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
|
| | |
0.85%
|
| | |
20.61%
|
| | |
16.63%
|
| | |
9.10%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
Franklin DynaTech VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
|
| | |
0.90%
|
| | |
43.77%
|
| | |
13.76%
|
| | |
10.37%
|
| | |
4
|
| |
| |
Allocation
|
| | |
Franklin Income VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
|
| | |
0.71%
|
| | |
8.62%
|
| | |
6.98%
|
| | |
5.01%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | |
Franklin Rising Dividends VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
|
| | |
0.90%
|
| | |
12.08%
|
| | |
13.75%
|
| | |
10.23%
|
| | |
3
|
| |
| |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser; Sub-
Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2023) |
| | |
SecurePay
Pro Rider Allocation Investment Category(2) |
| | ||||||||
|
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||||||
| |
U.S. Equity
|
| | |
Franklin Small Cap Value VIP Fund - Class 2 - Franklin Mutual Advisers, LLC(1)
|
| | |
0.91%
|
| | |
12.75%
|
| | |
11.06%
|
| | |
7.04%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
Franklin Small-Mid Cap Growth VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
|
| | |
1.08%
|
| | |
26.74%
|
| | |
13.51%
|
| | |
8.96%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
Goldman Sachs VIT Core Fixed Income Fund - Service Class(1)
|
| | |
0.67%
|
| | |
5.83%
|
| | |
1.13%
|
| | |
1.64%
|
| | |
1
|
| |
| |
U.S. Equity
|
| | |
Goldman Sachs VIT Mid Cap Growth Fund - Service Class(1)
|
| | |
0.99%
|
| | |
18.45%
|
| | |
13.48%
|
| | |
9.33%
|
| | |
4
|
| |
| |
Alternative
|
| | |
Goldman Sachs VIT Multi-Strategy Alternatives Portfolio - Service Class(1)
|
| | |
1.21%
|
| | |
7.77%
|
| | |
4.16%
|
| | |
-
|
| | |
2
|
| |
| |
U.S. Equity
|
| | |
Goldman Sachs VIT Small Cap Equity Insights Fund - Service Class(1)
|
| | |
1.06%
|
| | |
18.95%
|
| | |
9.76%
|
| | |
7.53%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
Goldman Sachs VIT Strategic Growth Fund - Service Class(1)
|
| | |
1.00%
|
| | |
41.65%
|
| | |
17.05%
|
| | |
12.88%
|
| | |
3
|
| |
| |
Allocation
|
| | |
Goldman Sachs VIT Trend Driven Allocation Fund - Service Class(1)
|
| | |
0.97%
|
| | |
15.57%
|
| | |
4.81%
|
| | |
3.41%
|
| | |
2
|
| |
| |
Allocation
|
| | |
Invesco® V.I. Balanced-Risk Allocation Fund - Series II(1)
|
| | |
1.13%
|
| | |
6.40%
|
| | |
4.66%
|
| | |
3.79%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | Invesco® V.I. Comstock Fund - Series II | | | |
1.00%
|
| | |
12.10%
|
| | |
13.20%
|
| | |
8.65%
|
| | |
3
|
| |
| |
Allocation
|
| | | Invesco® V.I. Equity and Income Fund - Series II | | | |
0.82%
|
| | |
10.24%
|
| | |
9.64%
|
| | |
6.78%
|
| | |
2
|
| |
| |
International
Equity |
| | | Invesco® V.I. Global Fund - Series II | | | |
1.07%
|
| | |
34.45%
|
| | |
12.02%
|
| | |
8.21%
|
| | |
4
|
| |
| |
Sector Equity
|
| | |
Invesco® V.I. Global Real Estate Fund - Series II - Invesco Asset Management Limited
|
| | |
1.27%
|
| | |
8.82%
|
| | |
1.85%
|
| | |
2.84%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | | Invesco® V.I. Government Securities Fund - Series II | | | |
0.94%
|
| | |
4.46%
|
| | |
0.42%
|
| | |
0.90%
|
| | |
1
|
| |
| |
U.S. Equity
|
| | | Invesco® V.I. Growth and Income Fund - Series II | | | |
1.00%
|
| | |
12.41%
|
| | |
11.49%
|
| | |
7.98%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
Invesco® V.I. Main Street Small Cap Fund® - Series II
|
| | |
1.13%
|
| | |
17.82%
|
| | |
12.79%
|
| | |
8.66%
|
| | |
4
|
| |
| |
Buffer
|
| | |
Invesco® V.I. Nasdaq 100 Buffer December Fund - Series II - Invesco Asset Management Limited(1)
|
| | |
0.96%
|
| | |
23.18%
|
| | |
-
|
| | |
-
|
| | |
3
|
| |
| |
Buffer
|
| | |
Invesco® V.I. Nasdaq 100 Buffer June Fund -
Series II - Invesco Asset Management Limited(1) |
| | |
0.96%
|
| | |
36.87%
|
| | |
-
|
| | |
-
|
| | |
3
|
| |
| |
Buffer
|
| | |
Invesco® V.I. Nasdaq 100 Buffer March Fund - Series II - Invesco Asset Management Limited(1)
|
| | |
0.96%
|
| | |
36.03%
|
| | |
-
|
| | |
-
|
| | |
3
|
| |
| |
Buffer
|
| | |
Invesco® V.I. Nasdaq 100 Buffer September Fund - Series II - Invesco Asset Management Limited(1)
|
| | |
0.96%
|
| | |
33.90%
|
| | |
-
|
| | |
-
|
| | |
3
|
| |
| |
Buffer
|
| | |
Invesco® V.I. S&P 500 Buffer December Fund - Series II - Invesco Asset Management Limited(1)
|
| | |
0.96%
|
| | |
18.95%
|
| | |
-
|
| | |
-
|
| | |
3
|
| |
| |
Buffer
|
| | |
Invesco® V.I. S&P 500 Buffer June Fund - Series II - Invesco Asset Management Limited(1)
|
| | |
0.96%
|
| | |
18.95%
|
| | |
-
|
| | |
-
|
| | |
3
|
| |
| |
Buffer
|
| | |
Invesco® V.I. S&P 500 Buffer March Fund - Series II - Invesco Asset Management Limited(1)
|
| | |
0.96%
|
| | |
20.25%
|
| | |
-
|
| | |
-
|
| | |
3
|
| |
| |
Buffer
|
| | |
Invesco® V.I. S&P 500 Buffer September Fund - Series II - Invesco Asset Management Limited(1)
|
| | |
0.96%
|
| | |
20.05%
|
| | |
-
|
| | |
-
|
| | |
3
|
| |
| |
Money Market
|
| | |
Invesco® V.I. U.S. Government Money Portfolio - Series I
|
| | |
0.63%
|
| | |
4.53%
|
| | |
1.53%
|
| | |
0.94%
|
| | |
1
|
| |
| |
Allocation
|
| | |
Janus Henderson Balanced Portfolio - Service Shares
|
| | |
0.87%
|
| | |
15.13%
|
| | |
9.37%
|
| | |
7.73%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | Janus Henderson Forty Portfolio - Service Shares | | | |
0.80%
|
| | |
39.65%
|
| | |
16.64%
|
| | |
13.45%
|
| | |
3
|
| |
| |
International
Equity |
| | |
Janus Henderson Global Sustainable Equity Portfolio - Service Shares(1)
|
| | |
1.12%
|
| | |
23.24%
|
| | |
-
|
| | |
-
|
| | |
4
|
| |
| |
Sector Equity
|
| | |
Janus Henderson Global Technology and Innovation Portfolio - Service Shares
|
| | |
0.97%
|
| | |
54.27%
|
| | |
20.05%
|
| | |
16.86%
|
| | |
4
|
| |
| |
International
Equity |
| | |
Janus Henderson Overseas Portfolio - Service Shares
|
| | |
1.14%
|
| | |
10.58%
|
| | |
10.92%
|
| | |
3.38%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
Lord Abbett Series Fund - Bond Debenture Portfolio - Class VC
|
| | |
0.90%
|
| | |
6.34%
|
| | |
3.20%
|
| | |
3.51%
|
| | |
2
|
| |
| |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser; Sub-
Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2023) |
| | |
SecurePay
Pro Rider Allocation Investment Category(2) |
| | ||||||||
|
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||||||
| |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Dividend Growth Portfolio - Class VC(1)
|
| | |
0.99%
|
| | |
15.94%
|
| | |
13.20%
|
| | |
10.20%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Fundamental Equity Portfolio - Class VC(1)
|
| | |
1.08%
|
| | |
14.33%
|
| | |
9.90%
|
| | |
7.06%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Growth Opportunities Portfolio - Class VC
|
| | |
1.16%
|
| | |
10.40%
|
| | |
8.85%
|
| | |
7.20%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
Lord Abbett Series Fund - Short Duration Income Portfolio - Class VC
|
| | |
0.85%
|
| | |
4.97%
|
| | |
1.70%
|
| | |
-
|
| | |
1
|
| |
| |
U.S. Equity
|
| | | MFS® VIT Growth Series - Service Class(1) | | | |
0.98%
|
| | |
35.51%
|
| | |
15.59%
|
| | |
12.69%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | | MFS® VIT II Core Equity Portfolio - Service Class(1) | | | |
1.06%
|
| | |
22.79%
|
| | |
14.79%
|
| | |
11.33%
|
| | |
3
|
| |
| |
International
Equity |
| | |
MFS® VIT II International Growth Portfolio - Service Class(1)
|
| | |
1.13%
|
| | |
14.39%
|
| | |
9.20%
|
| | |
6.09%
|
| | |
3
|
| |
| |
International
Equity |
| | |
MFS® VIT II International Intrinsic Value Portfolio - Service Class(1)
|
| | |
1.14%
|
| | |
17.37%
|
| | |
8.31%
|
| | |
6.66%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
MFS® VIT II Massachusetts Investors Growth Stock Portfolio - Service Class(1)
|
| | |
0.98%
|
| | |
23.70%
|
| | |
16.39%
|
| | |
12.44%
|
| | |
3
|
| |
| |
Foreign Large
Blend |
| | |
MFS® VIT II Research International Portfolio - Service Class(1)
|
| | |
1.14%
|
| | |
12.83%
|
| | |
8.23%
|
| | |
3.89%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | |
MFS® VIT III Blended Research® Small Cap Equity Portfolio - Service Class(1)
|
| | |
0.76%
|
| | |
18.67%
|
| | |
10.01%
|
| | |
8.00%
|
| | |
4
|
| |
| |
Global Real
Estate |
| | |
MFS® VIT III Global Real Estate Portfolio - Service Class(1)
|
| | |
1.15%
|
| | |
11.20%
|
| | |
6.16%
|
| | |
6.28%
|
| | |
4
|
| |
| |
Mid-Cap Value
|
| | |
MFS® VIT III Mid Cap Value Portfolio - Service Class(1)
|
| | |
1.04%
|
| | |
12.39%
|
| | |
12.60%
|
| | |
8.46%
|
| | |
4
|
| |
| |
Mid-Cap Growth
|
| | | MFS® VIT Mid Cap Growth Series - Service Class(1) | | | |
1.05%
|
| | |
20.97%
|
| | |
13.05%
|
| | |
10.85%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | | MFS® VIT New Discovery Series - Service Class(1) | | | |
1.12%
|
| | |
14.25%
|
| | |
10.81%
|
| | |
7.41%
|
| | |
4
|
| |
| |
Allocation
|
| | | MFS® VIT Total Return Series - Service Class(1) | | | |
0.86%
|
| | |
10.22%
|
| | |
8.27%
|
| | |
6.27%
|
| | |
3
|
| |
| |
Sector Equity
|
| | |
Morgan Stanley VIF Global Infrastructure Portfolio - Class II(1)
|
| | |
1.12%
|
| | |
4.27%
|
| | |
6.55%
|
| | |
4.98%
|
| | |
4
|
| |
| |
International
Equity |
| | |
Morgan Stanley VIF Global Strategist Portfolio - Class II(1)
|
| | |
1.00%
|
| | |
13.94%
|
| | |
5.94%
|
| | |
3.81%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | Morgan Stanley VIF Growth Portfolio - Class II(1) | | | |
0.82%
|
| | |
48.32%
|
| | |
10.95%
|
| | |
11.62%
|
| | |
4
|
| |
| |
Allocation
|
| | |
PIMCO VIT All Asset Portfolio - Advisor Class - Research Affiliates LLC(1)
|
| | |
2.29%
|
| | |
8.02%
|
| | |
5.90%
|
| | |
3.93%
|
| | |
2
|
| |
| |
Commodities
|
| | |
PIMCO VIT CommodityRealReturn® Strategy Portfolio - Advisor Class(1)
|
| | |
1.58%
|
| | |
-7.93%
|
| | |
8.46%
|
| | |
-0.90%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
PIMCO VIT Emerging Markets Bond Portfolio - Advisor Class
|
| | |
1.37%
|
| | |
11.00%
|
| | |
2.14%
|
| | |
2.67%
|
| | |
2
|
| |
| |
Allocation
|
| | |
PIMCO VIT Global Diversified Allocation Portfolio - Advisor Class(1)
|
| | |
1.31%
|
| | |
13.64%
|
| | |
5.40%
|
| | |
4.03%
|
| | |
2
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT High Yield Portfolio - Advisor Class | | | |
0.87%
|
| | |
12.11%
|
| | |
4.72%
|
| | |
4.04%
|
| | |
2
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Income Portfolio - Advisor Class | | | |
1.13%
|
| | |
8.14%
|
| | |
3.22%
|
| | |
-
|
| | |
2
|
| |
| |
Taxable Bond
|
| | |
PIMCO VIT Long-Term U.S. Government Portfolio - Advisor Class
|
| | |
2.11%
|
| | |
3.88%
|
| | |
-1.40%
|
| | |
1.96%
|
| | |
2
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Low Duration Portfolio - Advisor Class | | | |
0.79%
|
| | |
4.87%
|
| | |
0.88%
|
| | |
0.82%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Real Return Portfolio - Advisor Class | | | |
0.94%
|
| | |
3.57%
|
| | |
3.05%
|
| | |
2.15%
|
| | |
2
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Short-Term Portfolio - Advisor Class | | | |
0.76%
|
| | |
5.80%
|
| | |
2.02%
|
| | |
1.76%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Total Return Portfolio - Advisor Class | | | |
0.85%
|
| | |
5.83%
|
| | |
0.98%
|
| | |
1.60%
|
| | |
1
|
| |
| |
Allocation
|
| | |
Protective Life Dynamic Allocation Series - Conservative Portfolio(1)
|
| | |
0.90%
|
| | |
11.44%
|
| | |
2.81%
|
| | |
-
|
| | |
1
|
| |
| |
Allocation
|
| | |
Protective Life Dynamic Allocation Series - Growth Portfolio(1)
|
| | |
0.90%
|
| | |
18.34%
|
| | |
4.73%
|
| | |
-
|
| | |
3
|
| |
| |
Allocation
|
| | |
Protective Life Dynamic Allocation Series - Moderate Portfolio(1)
|
| | |
0.90%
|
| | |
13.52%
|
| | |
3.46%
|
| | |
-
|
| | |
2
|
| |
| |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser; Sub-
Adviser(s), as applicable |
| | |
Current
Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2023) |
| | |
SecurePay
Pro Rider Allocation Investment Category(2) |
| | ||||||||
|
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||||||
| |
U.S. Equity
|
| | | T. Rowe Price® All-Cap Opportunities Portfolio(1) | | | |
0.80%
|
| | |
28.96%
|
| | |
18.96%
|
| | |
14.57%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | | T. Rowe Price® Blue Chip Growth Portfolio-II Class(1) | | | |
1.00%
|
| | |
48.96%
|
| | |
13.22%
|
| | |
12.03%
|
| | |
3
|
| |
| |
Sector Equity
|
| | | T. Rowe Price® Health Sciences Portfolio-II Class | | | |
1.11%
|
| | |
2.68%
|
| | |
10.96%
|
| | |
11.03%
|
| | |
4
|
| |
| |
Allocation
|
| | | T. Rowe Price® Moderate Allocation Portfolio(1) | | | |
0.85%
|
| | |
15.35%
|
| | |
7.31%
|
| | |
5.91%
|
| | |
2
|
| |
| |
International
Equity |
| | |
Templeton Developing Markets VIP Fund - Class 2 - Franklin Templeton Investment Management, Ltd(1)
|
| | |
1.35%
|
| | |
12.62%
|
| | |
4.22%
|
| | |
2.32%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
Templeton Global Bond VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
|
| | |
0.75%
|
| | |
2.88%
|
| | |
-2.13%
|
| | |
-0.66%
|
| | |
2
|
| |
| |
Allocation
|
| | | Vanguard® VIF Balanced Portfolio | | | |
0.21%
|
| | |
14.33%
|
| | |
9.59%
|
| | |
7.89%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | Vanguard® VIF Capital Growth Portfolio | | | |
0.34%
|
| | |
27.98%
|
| | |
14.33%
|
| | |
12.85%
|
| | |
3
|
| |
| |
Allocation
|
| | | Vanguard® VIF Conservative Allocation Portfolio | | | |
0.13%
|
| | |
12.51%
|
| | |
5.60%
|
| | |
4.84%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | Vanguard® VIF Diversified Value Portfolio | | | |
0.29%
|
| | |
20.13%
|
| | |
14.28%
|
| | |
9.27%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | | Vanguard® VIF Equity Income Portfolio | | | |
0.29%
|
| | |
8.10%
|
| | |
11.57%
|
| | |
9.53%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | | Vanguard® VIF Equity Index Portfolio | | | |
0.14%
|
| | |
26.11%
|
| | |
15.52%
|
| | |
11.88%
|
| | |
3
|
| |
| |
Taxable Bond
|
| | | Vanguard® VIF Global Bond Index Portfolio | | | |
0.13%
|
| | |
6.52%
|
| | |
0.99%
|
| | |
0.88%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | Vanguard® VIF Growth Portfolio | | | |
0.33%
|
| | |
40.13%
|
| | |
16.08%
|
| | |
-
|
| | |
3
|
| |
| |
Taxable Bond
|
| | | Vanguard® VIF High Yield Bond Portfolio | | | |
0.24%
|
| | |
11.66%
|
| | |
5.13%
|
| | |
4.34%
|
| | |
2
|
| |
| |
International
Equity |
| | | Vanguard® VIF International Portfolio | | | |
0.33%
|
| | |
14.65%
|
| | |
10.28%
|
| | |
6.80%
|
| | |
4
|
| |
| |
U.S. Equity
|
| | | Vanguard® VIF Mid-Cap Index Portfolio | | | |
0.17%
|
| | |
15.83%
|
| | |
12.56%
|
| | |
9.27%
|
| | |
3
|
| |
| |
Allocation
|
| | | Vanguard® VIF Moderate Allocation Portfolio | | | |
0.13%
|
| | |
15.55%
|
| | |
7.78%
|
| | |
6.19%
|
| | |
2
|
| |
| |
Money Market
|
| | | Vanguard® VIF Money Market Portfolio(1) | | | |
0.15%
|
| | |
5.05%
|
| | |
1.86%
|
| | |
1.30%
|
| | |
1
|
| |
| |
Sector Equity
|
| | | Vanguard® VIF Real Estate Index Portfolio | | | |
0.26%
|
| | |
11.70%
|
| | |
7.18%
|
| | |
7.29%
|
| | |
4
|
| |
| |
Taxable Bond
|
| | |
Vanguard® VIF Short-Term Investment-Grade Portfolio
|
| | |
0.14%
|
| | |
6.16%
|
| | |
2.13%
|
| | |
1.93%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | | Vanguard® VIF Total Bond Market Index Portfolio | | | |
0.14%
|
| | |
5.58%
|
| | |
1.04%
|
| | |
1.71%
|
| | |
1
|
| |
| |
International
Equity |
| | |
Vanguard® VIF Total International Stock Market Index Portfolio
|
| | |
0.11%
|
| | |
15.54%
|
| | |
7.31%
|
| | |
-
|
| | |
4
|
| |
| |
U.S. Equity
|
| | | Vanguard® VIF Total Stock Market Index Portfolio | | | |
0.13%
|
| | |
25.95%
|
| | |
14.93%
|
| | |
11.29%
|
| | |
3
|
| |
| |
Taxable Bond
|
| | |
Western Asset Core Plus VIT Portfolio - Class II - Western Asset Management Company Pte Ltd. - Singapore; Western Asset Management Company, LLC; Western Asset Management Company Ltd. - Japan; Western Asset Management Company Limited - UK
|
| | |
0.76%
|
| | |
6.44%
|
| | |
0.98%
|
| | |
-
|
| | |
1
|
| |
|
Investment Category
|
| |
Minimum Allocation
|
| |
Maximum Allocation
|
| |||||||||
| | | 1 | | | | | | 40% | | | | | | 100% | | |
| | | 2 | | | | | | 0% | | | | | | 60% | | |
| | | 3 | | | | | | 0% | | | | | | 25% | | |
| | | 4 | | | |
Not Permitted
|
| |
Not Permitted
|
|