Answers to Five Critical Overdraft Issues (Webinar)

Community financial institutions are facing increased pressure to deliver excellent service while maintaining financial stability. With the CFPB's proposed rule and growing market competition, rethinking overdraft programs is more crucial than ever.

As regulators aim to reduce consumer costs and eliminate bad overdraft practices, many financial institutions are questioning the future of overdraft services and how to best navigate these changes effectively. Watch this On-Demand Webinar to stay informed and learn more about what it takes to have a more competitive, compliant overdraft strategy.

In this on-demand webinar, hear from industry experts as they discuss the most pressing issues and offer insights on how to stay ahead of shifting regulatory expectations.

Watch the On-Demand Webinar

Key topics include:

1. The Future of Overdrafts: What's ahead for overdraft programs amid evolving regulatory and market trends?
2. Refining Your Overdraft Strategy: How can your institution adapt its overdraft program to meet both consumer needs and regulatory expectations while ensuring long-term stability?
3. Is Lowering Fees Enough? Discover why adjusting fee amounts alone may not be sufficient and what other factors should be considered.
4. Understanding the CFPB's Break-Even Benchmarks: Learn how to evaluate the financial impact of your overdraft service in light of CFPB guidelines.
5. Common Pitfalls in Overdraft Strategy Changes: Avoid typical mistakes institutions make when revising overdraft policies and ensure your decisions are well-informed.

Panelists:

• John Cohron is CEO of ADVANTAGE, where he works directly with community financial institutions. For 20-plus years, he managed our consulting operations and technology development.
• Cheryl Lawson is EVP of Compliance Review at ADVANTAGE, where she provides strategic guidance, ensuring our community bank and credit union clients remain regulatorily compliant while effectively mitigating risks.