Assistance to Help Repair or Replace Your Vehicle

Tennesseans impacted by Tropical Storm Helene may be eligible for FEMA assistance to repair or replace a vehicle.

FEMA provides financial help after a disaster for eligible expenses not paid by insurance or other sources. This may include repair or replacement of a vehicle. The damage to your vehicle must have been caused by the disaster and it must no longer be operable or safe to drive. Cosmetic repairs will not be covered. Other requirements include:

• Assistance is usually limited to one vehicle. If there is a second functional vehicle in your household, you must submit a statement indicating there is an essential need for both vehicles to maintain the household.
• Your vehicle must comply with state registration and insurance requirements.
• Your vehicle must be owned or leased (not a rental) by the applicant, co-applicant or household member.
• Your damaged vehicle must be an approved vehicle type, such as a car, truck, SUV or van.

The deadline to apply for assistance is Tuesday, Jan. 7, 2025.

To find out if you are eligible, you can apply to FEMA in several ways:

Go online to DisasterAssistance.gov, use the FEMA App or call the FEMA Helpline at 800-621-3362. If you use a relay service such as Video Relay Service, captioned telephone or other service, you can give FEMA your number for the service. You may also visit a Disaster Recovery Center. For locations and hours, visit fema.gov/drc.

To watch an accessible video on how to apply, visit FEMA Accessible: Registering for Individual Assistance (youtube.com).

You may also qualify for a low-interest disaster loan from the U.S. Small Business Administration. SBA disaster loans are the largest source of federal recovery funds for homeowners, renters and businesses of all sizes. To learn more or apply, visit sba.gov/disaster or call 800-659-2955 or email [email protected].