Management Change/Compensation Form 8 K

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

(d) On October 23, 2024, the Board of Directors of F&M Bank Corp. (the "Company") appointed Neil A. Houff as a director of the Company to serve until the Company's next annual meeting of shareholders. Mr. Houff was also appointed as a member of the Board of Directors of Farmers & Merchants Bank, the Company's wholly owned banking subsidiary. There are no arrangements or understandings between Mr. Houff and any other persons pursuant to which he was selected as a director. There are no transactions involving the Company and Mr. Houff that the Company would be required to report pursuant to Item 404(a) of Regulation S-K. Mr. Houff has never served as one of the Company's officers or employees.

Mr. Houff will receive compensation in accordance with the Company's standard compensation arrangements for non-employee directors, including meeting fees, retainers and bonuses, as described in the Company's proxy statement filed in connection with the 2024 annual meeting of shareholders, as adjusted by the Company's Board of Directors from time to time.

Mr. Houff is the President of Houff Corporation in Weyers Cave, Virginia.