Nationwide Variable Account 4

12/13/2024 | Press release | Distributed by Public on 12/13/2024 06:00

Summary Prospectus for New Investors by Investment Company (Form 497VPI)

JPMorgan Multi-Asset Choice(333-240010)
Supplement dated December 13, 2024
to the following initial summary prospectus(es):
JPMorgan Multi-Asset Choice and JPMorgan Multi-Asset Choice New York prospectus dated May 1, 2024 
This supplement updates certain information contained in your initial summary prospectus. Please read and
retain this supplement for future reference.
(I) Effective January 31, 2025, the following underlying mutual funds are no longer available to receive transfers or purchase payments.
•
Lincoln Variable Insurance Products Trust - LVIP American Century Inflation Protection Fund: Standard Class II
•
Lincoln Variable Insurance Products Trust - LVIP American Century International Fund: Standard Class II
•
Lincoln Variable Insurance Products Trust - LVIP American Century Ultra Fund: Standard Class II
(II) Effective February 3, 2025, the following underlying mutual funds are added as investment options under the contract.
•
Goldman Sachs Variable Insurance Trust - Goldman Sachs Government Money Market Fund: Institutional Shares
•
Invesco - Invesco V.I. Government Money Market Fund - Series I Shares
•
Lincoln Variable Insurance Products Trust - LVIP American Century Inflation Protection Fund: Standard Class
•
Lincoln Variable Insurance Products Trust - LVIP American Century International Fund: Standard Class
•
Lincoln Variable Insurance Products Trust - LVIP American Century Ultra(R) Fund: Standard Class
Accordingly, the following changes apply to the prospectus:
(1) Appendix: Underlying Mutual Funds Available Under the Contract is amended to add the following: 
Type
Underlying Mutual Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total
Returns
(as of 12/21/2023)
1 year
5 year
10 year
Money Market
Goldman Sachs Variable Insurance Trust - Goldman Sachs
Government Money Market Fund: Institutional Shares
Investment Advisor: Goldman Sachs Asset Management, L.P.
0.18%*
5.05%
1.82%
1.19%
Money Market
Invesco - Invesco V.I. Government Money Market Fund: Series I
Shares
Investment Advisor: Invesco Advisers, Inc.
0.36%
4.86%
1.69%
1.06%
Fixed Income
Lincoln Variable Insurance Products Trust - LVIP American Century
Inflation Protection Fund: Standard Class
Investment Advisor: Lincoln Financial Investments Corporation
Investment Sub-Advisor: American Century Investment Management, Inc.
0.42%*
3.60%
2.90%
2.16%
Equity
Lincoln Variable Insurance Products Trust - LVIP American Century
International Fund: Standard Class
Investment Advisor: Lincoln Financial Investments Corporation
Investment Sub-Advisor: American Century Investment Management, Inc.
0.85%*
12.57%
8.29%
4.07%
Equity
Lincoln Variable Insurance Products Trust - LVIP American Century
Ultra® Fund: Standard Class
Investment Advisor: Lincoln Financial Investments Corporation
Investment Sub-Advisor: American Century Investment Management, Inc.
0.65%*
43.51%
19.24%
14.64%
*
This underlying mutual fund's current expenses reflect a temporary fee reduction.
ISP-0813
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