Initial Statement of Beneficial Ownership - Form 3

Ownership Submission

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * Bender Bradley D 2. Date of Event Requiring Statement (Month/Day/Year) 2024-11-13 3. Issuer Name and Ticker or Trading Symbol TRUIST FINANCIAL CORP [TFC] (Last) (First) (Middle) 214 N. TRYON STREET 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) Chief Risk Officer / 5. If Amendment, Date Original Filed (Month/Day/Year) (Street) CHARLOTTE NC 28202 6. Individual or Join/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security 2. Amount of Securities Beneficially Owned 3. Ownership Form: Direct (D) or Indirect (I) 4. Nature of Indirect Beneficial Ownership

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivate Security	2. Date Exercisable and Expiration Date	3. Title and Amount of Securities Underlying Derivative Security	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)	6. Nature of Indirect Beneficial Ownership
Date Exercisable	Expriation Date	Title	Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address	Relationships
Director	10% Owner	Officer	Other
Bender Bradley D 214 N. TRYON STREET CHARLOTTE, NC28202			Chief Risk Officer

Signatures

Carla Brenwald, Attorney-in-fact	2024-11-20
**Signature of Reporting Person	Date

Explanation of Responses:

(*)	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
(**)	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	On February 22, 2021, the reporting person was granted 2,327 restricted stock units, vesting in three equal annual installments on March 15, 2023, March 15, 2024, and March 15, 2025. Each restricted stock unit represents a right to receive one share of TFC common stock.
(2)	On February 1, 2022, the reporting person was granted 7,810 restricted stock units, vesting in three equal annual installments on February 15, 2024, February 15, 2025, and February 15, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
(3)	On February 22, 2022, the reporting person was granted 2,412 restricted stock units, vesting in three equal annual installments on March 15, 2024, March 15, 2025, and March 15, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
(4)	On February 27, 2023, the reporting person was granted 8,686 restricted stock units, vesting in three equal annual installments on March 15, 2025, March 15, 2026, and March 15, 2027. Each restricted stock unit represents a right to receive one share of TFC common stock.
(5)	On June 1, 2023, the reporting person was granted 16,149 restricted stock units, which cliff vest on June 1, 2026. Each restricted stock unit represents a right to receive one share of TFC common stock.
(6)	On February 26, 2024, the reporting person was granted 12,366 restricted stock units, vesting in three equal annual installments on March 15, 2026, March 15, 2027, and March 15, 2028. Each restricted stock unit represents a right to receive one share of TFC common stock.
(7)	On May 1, 2024, the reporting person was granted 13,140 restricted stock units, which cliff vest on May 15, 2025. Each restricted stock unit represents a right to receive one share of TFC common stock.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, See Instruction 6 for procedure. Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.

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