Material Agreement Form 8 K

WF-1 Thirteenth Amendment to Master Repurchase and Securities Contract

On November 26, 2024, FS CREIT Finance WF-1 LLC ("WF-1"), an indirect wholly owned special-purpose financing subsidiary of FS Credit Real Estate Income Trust, Inc. (the "Company"), and the Company entered into Amendment No. 13 to Master Repurchase and Securities Contract (the "Amendment") with Wells Fargo Bank, National Association ("Wells"), amending the Master Repurchase and Securities Contract, dated as of August 30, 2017, between WF-1, as seller, and Wells, as buyer. The Amendment provides for, among other things, (i) an extension of the Master Repurchase and Securities Contract's maturity date from August 30, 2025, to September 26, 2026, (ii) an extension of the Master Repurchase and Securities Contract's funding expiration date from November 28, 2024, to September 26, 2026, and (iii) a reduced maximum facility amount from $600 million to $500 million.

The material terms of the Amendment described here are qualified in their entirety by the agreement attached as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.