What to Do When Something Gets Stolen from Your Luggage

While you may never have had-and hopefully never will have-belongings stolen from your luggage, a good rule of thumb when it comes to luggage theft is to think for the best and prepare for the worst. You can never be 100% prepared against theft, but taking a few precautions and understanding the claims process can help you respond quickly and effectively should the worst actually happen.

Here's what to do when property is stolen from your luggage in the airport.

Steps to take when your belongings have been stolen

1. Report missing luggage to your airline

If your luggage is gone entirely, report it to your airline.

2. Check lost and found

If you're missing a specific item, start by checking with the airport's lost and found department.

3. File a claim with TSA

If the item isn't in lost and found, it's time to file a claim with the TSA. When filing, include as much information as possible-receipts, appraisals, and the information for your flight will all help your claim to be processed in a timely manner.

4. File a claim with the airline

Each airline has its own regulations for processing reports of missing items. Contact your airline's customer service department to learn about your options.

5. Report the theft to the police

If you think an expensive item (such as electronics or jewelry) was stolen from your luggage, call the law enforcement office at both your departure and arrival airports and file a report for stolen goods. Be sure to request a copy of the police report; this might come in handy as the TSA processes your claim.

6. Consult your insurance company

If your missing item doesn't turn up during the TSA's investigation, check with your insurance company to see if it will cover the loss. Many homeowner's or renter's insurance plans will cover theft. Some credit card companies may also provide coverage.

Once you've filed a claim, you'll receive a letter detailing next steps. Note that it can take up to six months for a claim to be investigated, and claims involving law enforcement will typically take longer.

Also be aware that screening at some airports is carried out by private companies instead of the TSA. In those cases, you'll need to contact the airport directly in order to file a claim.

Tips for preventing theft

While we've covered the steps you can take if a theft occurs, it's even better to prevent theft in the first place. The following tips can help prevent theft and better empower you to process a claim.

1. Document your belongings

Take pictures of everything in your luggage and photocopy receipts for those items when possible. This will prove you were in possession of the item(s) prior to any theft. Make duplicates of the photos, then prepare two envelopes containing the photos and receipts. Give one envelope to a trusted friend who won't be traveling and keep the other one on hand.

2. Don't check valuables

Jewelry, electronics, and cash are all easy targets in checked baggage. Keep these items in your carry-on or on your person at all times.

3. Pack light

What's better than keeping your valuables nearby? Keeping all of your luggage on hand. Learn how to pack lightand you just might be able to fit everything you need into a carry-on. This will eliminate any worry about your luggage being in somebody else's hands.

4. Use distinctive luggage

Thieves will be less willing to abscond with a tie-dye print bag covered in glitter stickers than yet another plain black suitcase.

5. Stay vigilant

Review the contents of your carry-on post-screeningto be sure that you have everything you were carrying prior to moving through security.

6. Use the buddy system

If you're traveling with a companion, keep a few people in between youwhile going through security. That way you can watch out for each other's belongings while you take turns going through the body scanner.

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