Management Change/Compensation Form 8 K

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

Departure of Certain Directors and Officers of the Company, TBI and the Bank

On November 12, 2024, Mr. Daniel C. Wicker, a director of each of Tectonic Financial, Inc. (the "Company"), the Company's wholly owned subsidiary, T Bancshares, Inc. ("TBI"), and TBI's wholly owned subsidiary, T Bank, National Association (the "Bank"), notified the Boards of Directors of the Company, TBI and the Bank (collectively, the "Boards") of his decision to retire from the Boards effective December 31, 2024.

On November 12, 2024, Mr. George L. Ball, a director and Executive Co-Chairman of the Company, TBI and the Bank, notified the Boards of his decision to retire from the Boards and as Executive Co-Chairman of the Company, TBI and the Bank, effective December 31, 2024. Upon Mr. Ball's resignation, Darrell W. Cain, the current Co-Chairman of the Boards will become the Chairman of the Boards in a non-executive capacity.

The resignations by Messrs. Wicker and Ball were voluntary and do not relate to any disagreement on matters related to the Company's operations, policies or practices or any other matter, and Messrs. Wicker and Ball were not aware of any deficiencies in financial or operating controls at the time of their respective resignations.

The Company, TBI and the Bank are deeply appreciative of Messrs. Wicker and Ball for their years of dedicated service and contributions to the Company, TBI and the Bank.

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