09/12/2024 | News release | Distributed by Public on 09/12/2024 15:02
Examples of common scams aimed at accessing your online accounts may include:
You receive a call or text message from someone claiming to be from your financial institution's fraud or security department.
If it's a phone call, the caller ID displays your financial institution's number (because it has been spoofed to match). Text messages may direct you to call your financial institution at a different number or click a link.
The communication may alert you to fraud or suspicious transactions on your account. (You don't recognize these because they are made up.)
They ask for multiple pieces of verifying information, like your mother's maiden name, online banking username, or password. Remember, financial institutions do not call and ask multiple identifying questions.
The communication may tell you that your account has been unauthorized online and that you must verbally verify your online password. (Financial institutions would never ask for your online password.)
Proactive Monitoring and Security Measures
Some helpful practices and tools that can help you monitor any fraudulent activity include:
Credit Monitoring:
Online Banking Utilize Account Alerts:
E-Statements:
With First Reliance Online and Mobile Banking, you can access your accounts anywhere you can access the web. Once enrolled, click the appropriate link in the footer to download the Mobile App from the Apple Store or Google Play Store. Log in using your Digital Banking credentials, and you'll have a bank in your pocket wherever you go.
At First Reliance, we strive to help our customers avoid the noise while protecting their banking interests. We believe that there is more to banking than money. Please do us a favor and share this post with your friends. They will be glad you did.