Listing Report: Supplement No. 85 dated Dec 10, 2024 to Prospectus dated Oct 07, 2024
File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Listing Report supplements the prospectus dated Oct 07, 2024 and provides information about each loan request (referred to as a "listing") and series of Borrower Payment Dependent Notes (the "Notes") Prosper Funding LLC is currently offering. Prospective investors should read this Listing Report supplement together with the prospectus dated Oct 07, 2024 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Oct 07, 2024, each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
The following series of Notes are currently being offered:
Borrower Payment Dependent Notes Series 13489268
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,100
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
25.47%
|
Borrower rate/APR:
|
26.47% / 34.66%
|
Monthly payment:
|
$121.62
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
1
|
First credit line:
|
Jan-2007
|
Debt/Income ratio:
|
30%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
6 / 6
|
Length of status:
|
7y 2m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
21
|
Occupation:
|
Accountant/CPA
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$36,396
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
102%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Special Occasion
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489256
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,600
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
26.70%
|
Borrower rate/APR:
|
27.70% / 35.95%
|
Monthly payment:
|
$329.61
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
1
|
First credit line:
|
Jun-1988
|
Debt/Income ratio:
|
16%
|
TU FICO range:
|
620-639 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
1
|
Current / open credit lines:
|
27 / 28
|
Length of status:
|
25y 3m
|
Amount delinquent:
|
$40
|
Total credit lines:
|
48
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$22,880
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
24%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Arkansas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489241
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$11,000.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$7,700
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
14.45%
|
Borrower rate/APR:
|
15.45% / 22.28%
|
Monthly payment:
|
$383.75
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
10
|
First credit line:
|
Oct-2015
|
Debt/Income ratio:
|
13%
|
TU FICO range:
|
740-759 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
4 / 4
|
Length of status:
|
10y 7m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
9
|
Occupation:
|
Food Service
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$3,590
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
21%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
South Carolina
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489229
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$2,500.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$1,750
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
20.86%
|
Borrower rate/APR:
|
21.86% / 28.96%
|
Monthly payment:
|
$95.30
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
4
|
First credit line:
|
May-2012
|
Debt/Income ratio:
|
12%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
6 / 6
|
Length of status:
|
3y 11m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
22
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$14,545
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
3
|
Bankcard utilization:
|
97%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
North Carolina
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489190
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$4,999.44
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,500
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
20.80%
|
Borrower rate/APR:
|
21.80% / 29.75%
|
Monthly payment:
|
$190.41
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
May-2022
|
Debt/Income ratio:
|
20%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
5 / 5
|
Length of status:
|
2y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
6
|
Occupation:
|
Food Service
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$1,155
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
36%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Pennsylvania
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489169
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,000.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,200
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
12.73%
|
Borrower rate/APR:
|
13.73% / 17.53%
|
Monthly payment:
|
$138.77
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Jan-2000
|
Debt/Income ratio:
|
27%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
4
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
13 / 13
|
Length of status:
|
9y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
18
|
Occupation:
|
Nurse (LPN)
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$11,994
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
26%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Illinois
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489109
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$9,500.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$6,650
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.00%
|
Borrower rate/APR:
|
8.00% / 13.76%
|
Monthly payment:
|
$297.70
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
May-2014
|
Debt/Income ratio:
|
30%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
14 / 14
|
Length of status:
|
11y 7m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
23
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$13,277
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
14%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489028
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$2,717.10
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$1,902
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.00%
|
Borrower rate/APR:
|
8.00% / 13.76%
|
Monthly payment:
|
$85.14
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Jul-2021
|
Debt/Income ratio:
|
5%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
8y 6m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
10
|
Occupation:
|
Food Service Management
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$3,316
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
13%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489025
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$4,395.12
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,077
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
19.43%
|
Borrower rate/APR:
|
20.43% / 25.95%
|
Monthly payment:
|
$134.75
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Nov-2005
|
Debt/Income ratio:
|
40%
|
TU FICO range:
|
780-799 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Self-employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
26 / 26
|
Length of status:
|
11y 2m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
50
|
Occupation:
|
Landscaping
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$9,203
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
11%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488980
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,493.90
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,846
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
19.65%
|
Borrower rate/APR:
|
20.65% / 27.70%
|
Monthly payment:
|
$206.00
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
7
|
First credit line:
|
Apr-2020
|
Debt/Income ratio:
|
9%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
12 / 12
|
Length of status:
|
5y 8m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
14
|
Occupation:
|
Engineer - Chemical
|
Public records last 24m/10y:
|
0 / 1
|
Revolving credit balance:
|
$4,935
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
19%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Michigan
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488977
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,000.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,200
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
17.25%
|
Borrower rate/APR:
|
18.25% / 25.20%
|
Monthly payment:
|
$217.67
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Sep-1984
|
Debt/Income ratio:
|
14%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
24 / 24
|
Length of status:
|
29y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
63
|
Occupation:
|
Executive
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$8,122
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
8%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488944
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,888.46
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,722
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
24.31%
|
Borrower rate/APR:
|
25.31% / 33.44%
|
Monthly payment:
|
$155.24
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
4
|
First credit line:
|
Oct-2001
|
Debt/Income ratio:
|
38%
|
TU FICO range:
|
740-759 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
15y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
15
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$5,791
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
49%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488914
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,000.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,600
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.00%
|
Borrower rate/APR:
|
8.00% / 13.76%
|
Monthly payment:
|
$250.69
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Aug-2000
|
Debt/Income ratio:
|
8%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
5 / 5
|
Length of status:
|
28y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
8
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$7,439
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
3
|
Bankcard utilization:
|
31%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488881
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,750.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,725
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.00%
|
Borrower rate/APR:
|
8.00% / 13.76%
|
Monthly payment:
|
$211.52
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Dec-2009
|
Debt/Income ratio:
|
11%
|
TU FICO range:
|
820-850 (Dec-2024)
|
Inquiries last 6m:
|
Not available
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
7 / 7
|
Length of status:
|
1y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
13
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$2,723
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
12%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Colorado
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488863
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,521.03
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,565
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
10.55%
|
Borrower rate/APR:
|
11.55% / 15.27%
|
Monthly payment:
|
$143.58
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Apr-2007
|
Debt/Income ratio:
|
17%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
12 / 12
|
Length of status:
|
3y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
24
|
Occupation:
|
Administrative Assistant
|
Public records last 24m/10y:
|
0 / 1
|
Revolving credit balance:
|
$3,331
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
11%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Ohio
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13488125
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,000.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,600
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.85%
|
Borrower rate/APR:
|
14.85% / 21.65%
|
Monthly payment:
|
$276.74
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
|
First credit line:
|
Nov-2005
|
Debt/Income ratio:
|
14%
|
TU FICO range:
|
640-659 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
7 / 7
|
Length of status:
|
3y 7m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
9
|
Occupation:
|
Sales - Retail
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$3,458
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
29%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Arizona
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13487927
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$2,000.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$1,400
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
14.31%
|
Borrower rate/APR:
|
15.31% / 22.13%
|
Monthly payment:
|
$69.63
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
7
|
First credit line:
|
Feb-2014
|
Debt/Income ratio:
|
25%
|
TU FICO range:
|
680-699 (Nov-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
1y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
15
|
Occupation:
|
Sales - Retail
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$15,866
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
78%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13487876
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$4,999.46
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,500
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
8.00%
|
Borrower rate/APR:
|
9.00% / 12.63%
|
Monthly payment:
|
$103.78
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Jan-2000
|
Debt/Income ratio:
|
18%
|
TU FICO range:
|
820-850 (Nov-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
14 / 14
|
Length of status:
|
34y 11m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
26
|
Occupation:
|
Engineer - Electrical
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$1,091
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
2%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
South Carolina
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13487819
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,500.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,850
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
15.50%
|
Borrower rate/APR:
|
16.50% / 23.37%
|
Monthly payment:
|
$194.72
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
Sep-2020
|
Debt/Income ratio:
|
22%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
12 / 12
|
Length of status:
|
4y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
14
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$7,353
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
41%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13487372
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,493.90
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,846
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
14.80%
|
Borrower rate/APR:
|
15.80% / 22.64%
|
Monthly payment:
|
$192.61
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
|
First credit line:
|
Mar-2021
|
Debt/Income ratio:
|
8%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
4 / 4
|
Length of status:
|
3y 6m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
4
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$2,014
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
59%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Alabama
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13487267
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,000.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,200
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
11.73%
|
Borrower rate/APR:
|
12.73% / 17.31%
|
Monthly payment:
|
$160.16
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Sep-2013
|
Debt/Income ratio:
|
19%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
16 / 16
|
Length of status:
|
2y 9m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
46
|
Occupation:
|
Car Dealer
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$17,210
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
17%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Alabama
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13486904
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,434.19
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,804
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.03%
|
Borrower rate/APR:
|
14.03% / 17.84%
|
Monthly payment:
|
$126.53
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Jun-1993
|
Debt/Income ratio:
|
35%
|
TU FICO range:
|
740-759 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
18 / 18
|
Length of status:
|
36y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
32
|
Occupation:
|
Civil Service
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$28,670
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
29%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13485680
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$16,000.00
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$11,200
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
18.70%
|
Borrower rate/APR:
|
19.70% / 24.83%
|
Monthly payment:
|
$421.24
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
Nov-2005
|
Debt/Income ratio:
|
22%
|
TU FICO range:
|
740-759 (Dec-2024)
|
Inquiries last 6m:
|
3
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
13 / 14
|
Length of status:
|
31y 2m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
23
|
Occupation:
|
Teacher
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$13,474
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
3
|
Bankcard utilization:
|
21%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Tennessee
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13484843
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$16,000.00
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$11,200
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
16.91%
|
Borrower rate/APR:
|
17.91% / 23.97%
|
Monthly payment:
|
$469.25
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
Nov-2017
|
Debt/Income ratio:
|
42%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
22 / 22
|
Length of status:
|
11y 7m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
36
|
Occupation:
|
Tradesman - Electrician
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$14,640
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
6
|
Bankcard utilization:
|
48%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13484438
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$9,000.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$6,300
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.56%
|
Borrower rate/APR:
|
14.56% / 21.35%
|
Monthly payment:
|
$310.05
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
7
|
First credit line:
|
Oct-2005
|
Debt/Income ratio:
|
23%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
13 / 13
|
Length of status:
|
7y 11m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
22
|
Occupation:
|
Medical Technician
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$21,707
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
69%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
New Jersey
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668847
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,050.51
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,535
|
Term:
|
24 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.79%
|
Borrower rate/APR:
|
8.79% / 9.80%
|
Monthly payment:
|
$230.24
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Oct-2011
|
Debt/Income ratio:
|
17%
|
TU FICO range:
|
780-799 (Dec-2024)
|
Inquiries last 6m:
|
Not available
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
8 / 8
|
Length of status:
|
0y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
18
|
Occupation:
|
Nurse (RN)
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$13,852
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
36%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
California
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668787
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$11,109.88
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$7,777
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
19.88%
|
Borrower rate/APR:
|
20.88% / 26.07%
|
Monthly payment:
|
$299.81
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
Jun-2012
|
Debt/Income ratio:
|
13%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
4 / 4
|
Length of status:
|
0y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
4
|
Occupation:
|
Food Service
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$3,660
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
33%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668757
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$4,000.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,800
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
8.61%
|
Borrower rate/APR:
|
9.61% / 15.42%
|
Monthly payment:
|
$128.34
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Aug-2014
|
Debt/Income ratio:
|
12%
|
TU FICO range:
|
740-759 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Self-employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
5y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
17
|
Occupation:
|
Skilled Labor
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$10,575
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
19%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
California
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668724
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$2,746.95
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$1,923
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
15.31%
|
Borrower rate/APR:
|
16.31% / 23.17%
|
Monthly payment:
|
$97.00
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Nov-1999
|
Debt/Income ratio:
|
9%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
1
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
18y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
34
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$4,627
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
9
|
Bankcard utilization:
|
38%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Pennsylvania
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668658
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,500.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,950
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.00%
|
Borrower rate/APR:
|
8.00% / 13.76%
|
Monthly payment:
|
$266.36
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Mar-2017
|
Debt/Income ratio:
|
9%
|
TU FICO range:
|
720-739 (Nov-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
10 / 10
|
Length of status:
|
3y 6m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
11
|
Occupation:
|
Tradesman - Electrician
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$14,424
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
23%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Kansas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668649
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$17,000.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$11,900
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
17.55%
|
Borrower rate/APR:
|
18.55% / 25.51%
|
Monthly payment:
|
$619.29
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
4
|
First credit line:
|
Sep-2008
|
Debt/Income ratio:
|
51%
|
TU FICO range:
|
700-719 (Nov-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Self-employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
22 / 22
|
Length of status:
|
9y 6m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
37
|
Occupation:
|
Construction
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$28,866
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
49%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Georgia
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668637
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,776.91
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,444
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
20.50%
|
Borrower rate/APR:
|
21.50% / 26.73%
|
Monthly payment:
|
$212.58
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
Nov-2004
|
Debt/Income ratio:
|
7%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
Not available
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
3 / 3
|
Length of status:
|
9y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
6
|
Occupation:
|
Retail Management
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$11,297
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
94%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Tennessee
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668589
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,000.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,200
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.00%
|
Borrower rate/APR:
|
8.00% / 13.76%
|
Monthly payment:
|
$188.02
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Jan-2002
|
Debt/Income ratio:
|
20%
|
TU FICO range:
|
800-819 (Dec-2024)
|
Inquiries last 6m:
|
Not available
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
5 / 5
|
Length of status:
|
4y 2m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
11
|
Occupation:
|
Food Service
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$2,279
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
6%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
South Carolina
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668214
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,000.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,500
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
10.64%
|
Borrower rate/APR:
|
11.64% / 17.52%
|
Monthly payment:
|
$165.21
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
10
|
First credit line:
|
Aug-2011
|
Debt/Income ratio:
|
29%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
30 / 31
|
Length of status:
|
10y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
60
|
Occupation:
|
Accountant/CPA
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$35,413
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
3
|
Bankcard utilization:
|
63%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Texas
|
Co-borrower Application1 Additional Information
Combined stated monthly income2:
|
$16,542
|
Combined debt/income ratio3:
|
20%
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13667941
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$4,443.95
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,111
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
26.70%
|
Borrower rate/APR:
|
27.70% / 35.95%
|
Monthly payment:
|
$183.10
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
3
|
First credit line:
|
Mar-2014
|
Debt/Income ratio:
|
45%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
16 / 16
|
Length of status:
|
7y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
35
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$35,428
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
54%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13667137
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$15,000.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$10,500
|
Term:
|
24 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.71%
|
Borrower rate/APR:
|
14.71% / 24.51%
|
Monthly payment:
|
$725.23
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
|
First credit line:
|
Oct-2014
|
Debt/Income ratio:
|
25%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
13 / 13
|
Length of status:
|
0y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
35
|
Occupation:
|
Truck Driver
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$13,388
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
49%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Illinois
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13666822
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$10,000.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$7,000
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
16.05%
|
Borrower rate/APR:
|
17.05% / 22.42%
|
Monthly payment:
|
$288.81
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Jul-2023
|
Debt/Income ratio:
|
8%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
6 / 6
|
Length of status:
|
1y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
6
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$0
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
0%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Virginia
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13664656
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,000.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,500
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
8.16%
|
Borrower rate/APR:
|
9.16% / 14.96%
|
Monthly payment:
|
$159.37
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
May-2016
|
Debt/Income ratio:
|
23%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
6 / 6
|
Length of status:
|
4y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
7
|
Occupation:
|
Sales - Retail
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$4,781
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
43%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
New York
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13660696
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,296.34
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,307
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
16.50%
|
Borrower rate/APR:
|
17.50% / 24.42%
|
Monthly payment:
|
$118.35
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
|
First credit line:
|
Dec-2020
|
Debt/Income ratio:
|
27%
|
TU FICO range:
|
680-699 (Nov-2024)
|
Inquiries last 6m:
|
7
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
22 / 22
|
Length of status:
|
3y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
26
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$2,409
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
17%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
New Jersey
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13658509
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,240.85
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,769
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.17%
|
Borrower rate/APR:
|
14.18% / 19.42%
|
Monthly payment:
|
$225.92
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
|
First credit line:
|
Jun-2013
|
Debt/Income ratio:
|
18%
|
TU FICO range:
|
640-659 (Nov-2024)
|
Inquiries last 6m:
|
3
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
16 / 16
|
Length of status:
|
0y 0m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
22
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$9,796
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
3
|
Bankcard utilization:
|
42%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Hawaii
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489565
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$16,481.71
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$11,537
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
16.06%
|
Borrower rate/APR:
|
17.06% / 23.96%
|
Monthly payment:
|
$588.11
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
10
|
First credit line:
|
Aug-2007
|
Debt/Income ratio:
|
26%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Self-employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
10 / 10
|
Length of status:
|
7y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
13
|
Occupation:
|
Self Employed
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$33,316
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
50%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Washington
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489520
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,592.68
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,615
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.22%
|
Borrower rate/APR:
|
14.22% / 21.00%
|
Monthly payment:
|
$226.03
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
7
|
First credit line:
|
Aug-2007
|
Debt/Income ratio:
|
41%
|
TU FICO range:
|
640-659 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
11 / 11
|
Length of status:
|
0y 6m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
27
|
Occupation:
|
Waiter/Waitress
|
Public records last 24m/10y:
|
0 / 1
|
Revolving credit balance:
|
$5,602
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
8
|
Bankcard utilization:
|
70%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Pennsylvania
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489466
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,900
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
24.20%
|
Borrower rate/APR:
|
25.20% / 33.32%
|
Monthly payment:
|
$279.06
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
Nov-2014
|
Debt/Income ratio:
|
14%
|
TU FICO range:
|
620-639 (Dec-2024)
|
Inquiries last 6m:
|
6
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
33 / 33
|
Length of status:
|
24y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
43
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$27,946
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
63%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Ohio
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489454
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,868.93
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,108
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
9.10%
|
Borrower rate/APR:
|
10.10% / 13.77%
|
Monthly payment:
|
$124.98
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Oct-2006
|
Debt/Income ratio:
|
5%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
5 / 5
|
Length of status:
|
19y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
16
|
Occupation:
|
Clerical
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$720
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
4%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Utah
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489445
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,000.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,900
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
11.78%
|
Borrower rate/APR:
|
12.78% / 17.05%
|
Monthly payment:
|
$158.48
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
8
|
First credit line:
|
Sep-2019
|
Debt/Income ratio:
|
10%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
Not available
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
5 / 5
|
Length of status:
|
2y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
5
|
Occupation:
|
Accountant/CPA
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$6,915
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
99%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Colorado
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489409
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$2,197.56
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$1,538
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
11.46%
|
Borrower rate/APR:
|
12.46% / 19.17%
|
Monthly payment:
|
$73.48
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
8
|
First credit line:
|
Jun-2021
|
Debt/Income ratio:
|
14%
|
TU FICO range:
|
640-659 (Dec-2024)
|
Inquiries last 6m:
|
Not available
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
3 / 3
|
Length of status:
|
3y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
5
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$2,031
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
25%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Pennsylvania
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489352
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$15,000.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$10,500
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
19.06%
|
Borrower rate/APR:
|
20.06% / 27.08%
|
Monthly payment:
|
$557.91
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
4
|
First credit line:
|
Dec-2007
|
Debt/Income ratio:
|
40%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
14 / 14
|
Length of status:
|
19y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
27
|
Occupation:
|
Flight Attendant
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$74,522
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
90%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489340
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,888.46
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,722
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
23.20%
|
Borrower rate/APR:
|
24.20% / 32.27%
|
Monthly payment:
|
$152.96
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
3
|
First credit line:
|
Nov-2005
|
Debt/Income ratio:
|
52%
|
TU FICO range:
|
740-759 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
14 / 14
|
Length of status:
|
4y 0m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
38
|
Occupation:
|
Waiter/Waitress
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$25,292
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
46%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489280
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,000.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,100
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
12.01%
|
Borrower rate/APR:
|
13.01% / 18.94%
|
Monthly payment:
|
$101.10
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Dec-2011
|
Debt/Income ratio:
|
24%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
19y 8m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
23
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$9,130
|
Stated income:
|
$1-24,999
|
Delinquencies in last 7y:
|
4
|
Bankcard utilization:
|
5%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Kentucky
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13489274
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$21,000.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$14,700
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
21.11%
|
Borrower rate/APR:
|
22.11% / 29.22%
|
Monthly payment:
|
$803.20
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
Sep-2013
|
Debt/Income ratio:
|
32%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
11 / 11
|
Length of status:
|
3y 8m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
21
|
Occupation:
|
Nurse (RN)
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$5,426
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
9
|
Bankcard utilization:
|
37%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Missouri
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13689363
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$10,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$7,000
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
26.70%
|
Borrower rate/APR:
|
27.70% / 35.95%
|
Monthly payment:
|
$412.02
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
1
|
First credit line:
|
Jun-2019
|
Debt/Income ratio:
|
30%
|
TU FICO range:
|
620-639 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
20 / 20
|
Length of status:
|
5y 2m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
22
|
Occupation:
|
Truck Driver
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$19,723
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
99%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Pennsylvania
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13688640
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,142.07
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,999
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
12.82%
|
Borrower rate/APR:
|
13.82% / 18.13%
|
Monthly payment:
|
$165.50
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
8
|
First credit line:
|
Jan-2012
|
Debt/Income ratio:
|
23%
|
TU FICO range:
|
640-659 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
18y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
13
|
Occupation:
|
Skilled Labor
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$6,744
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
81%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Michigan
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13673091
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$2,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$1,400
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
26.10%
|
Borrower rate/APR:
|
27.10% / 35.32%
|
Monthly payment:
|
$81.76
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
1
|
First credit line:
|
Feb-2006
|
Debt/Income ratio:
|
19%
|
TU FICO range:
|
660-679 (Nov-2024)
|
Inquiries last 6m:
|
4
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
10 / 10
|
Length of status:
|
15y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
39
|
Occupation:
|
Teacher
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$14,401
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
99%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Virginia
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669555
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,500
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
26.70%
|
Borrower rate/APR:
|
27.70% / 35.95%
|
Monthly payment:
|
$206.01
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
8
|
First credit line:
|
Feb-2018
|
Debt/Income ratio:
|
23%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
3 / 3
|
Length of status:
|
1y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
5
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$928
|
Stated income:
|
$1-24,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
2%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669543
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$18,000.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$12,600
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
12.31%
|
Borrower rate/APR:
|
13.31% / 19.25%
|
Monthly payment:
|
$609.18
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Aug-2007
|
Debt/Income ratio:
|
24%
|
TU FICO range:
|
780-799 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
8 / 8
|
Length of status:
|
25y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
19
|
Occupation:
|
Accountant/CPA
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$16,550
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
38%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Kansas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669510
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,493.90
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,846
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
17.25%
|
Borrower rate/APR:
|
18.25% / 25.20%
|
Monthly payment:
|
$199.31
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Aug-1984
|
Debt/Income ratio:
|
10%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Self-employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
23 / 24
|
Length of status:
|
3y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
38
|
Occupation:
|
Sales - Commission
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$114,673
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
68%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
North Carolina
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669417
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,500.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,550
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
18.06%
|
Borrower rate/APR:
|
19.06% / 23.61%
|
Monthly payment:
|
$168.83
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
9
|
First credit line:
|
Jan-1994
|
Debt/Income ratio:
|
15%
|
TU FICO range:
|
780-799 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
13 / 13
|
Length of status:
|
1y 7m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
32
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$7,032
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
9%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669411
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$10,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$7,000
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
26.70%
|
Borrower rate/APR:
|
27.70% / 35.95%
|
Monthly payment:
|
$412.02
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
2
|
First credit line:
|
Jun-2013
|
Debt/Income ratio:
|
11%
|
TU FICO range:
|
620-639 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
14 / 14
|
Length of status:
|
14y 7m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
20
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$10,189
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
8
|
Bankcard utilization:
|
53%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Nevada
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669405
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,000.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,600
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
9.25%
|
Borrower rate/APR:
|
10.25% / 16.09%
|
Monthly payment:
|
$259.08
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Oct-1984
|
Debt/Income ratio:
|
18%
|
TU FICO range:
|
780-799 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
19 / 19
|
Length of status:
|
1y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
26
|
Occupation:
|
Administrative Assistant
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$1,147
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
2%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Ohio
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669393
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$10,000.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$7,000
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
17.85%
|
Borrower rate/APR:
|
18.85% / 25.82%
|
Monthly payment:
|
$365.80
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
4
|
First credit line:
|
Mar-2005
|
Debt/Income ratio:
|
12%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
1
|
Current / open credit lines:
|
8 / 8
|
Length of status:
|
7y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
21
|
Occupation:
|
Food Service
|
Public records last 24m/10y:
|
0 / 1
|
Revolving credit balance:
|
$9,076
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
4
|
Bankcard utilization:
|
48%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
New Jersey
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669378
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$12,000.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$8,400
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
15.88%
|
Borrower rate/APR:
|
16.88% / 21.32%
|
Monthly payment:
|
$297.42
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
7
|
First credit line:
|
Jun-2001
|
Debt/Income ratio:
|
41%
|
TU FICO range:
|
760-779 (Nov-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
13 / 13
|
Length of status:
|
4y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
28
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$13,021
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
15%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
South Carolina
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669363
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$2,000.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$1,400
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
16.04%
|
Borrower rate/APR:
|
17.04% / 21.49%
|
Monthly payment:
|
$49.74
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Aug-2014
|
Debt/Income ratio:
|
8%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
14 / 14
|
Length of status:
|
24y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
26
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$294
|
Stated income:
|
$1-24,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
1%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Alabama
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669276
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,500.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,850
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
10.50%
|
Borrower rate/APR:
|
11.50% / 17.38%
|
Monthly payment:
|
$181.37
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Dec-2015
|
Debt/Income ratio:
|
16%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
11 / 11
|
Length of status:
|
4y 8m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
14
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$9,216
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
17%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669270
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,142.07
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,999
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
12.23%
|
Borrower rate/APR:
|
13.23% / 19.97%
|
Monthly payment:
|
$241.44
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
|
First credit line:
|
Jan-2020
|
Debt/Income ratio:
|
11%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
3 / 3
|
Length of status:
|
2y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
3
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$3,976
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
34%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Georgia
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669231
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$10,000.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$7,000
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
11.40%
|
Borrower rate/APR:
|
12.40% / 16.96%
|
Monthly payment:
|
$265.31
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Sep-2009
|
Debt/Income ratio:
|
17%
|
TU FICO range:
|
740-759 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
11 / 11
|
Length of status:
|
13y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
27
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$13,345
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
15%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Maine
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669171
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,607.87
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,326
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.00%
|
Borrower rate/APR:
|
8.00% / 13.76%
|
Monthly payment:
|
$238.40
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Oct-2019
|
Debt/Income ratio:
|
15%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
7 / 7
|
Length of status:
|
14y 6m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
7
|
Occupation:
|
Food Service Management
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$2,632
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
14%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Washington
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669156
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$20,202.02
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$14,141
|
Term:
|
24 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
6.99%
|
Borrower rate/APR:
|
7.99% / 8.99%
|
Monthly payment:
|
$913.59
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Apr-2007
|
Debt/Income ratio:
|
23%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Self-employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
44 / 44
|
Length of status:
|
5y 9m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
71
|
Occupation:
|
Retail Management
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$232,269
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
12
|
Bankcard utilization:
|
1%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Wyoming
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669102
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,000.00
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,100
|
Term:
|
24 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.56%
|
Borrower rate/APR:
|
8.56% / 16.98%
|
Monthly payment:
|
$136.45
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Oct-2014
|
Debt/Income ratio:
|
8%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
6 / 6
|
Length of status:
|
29y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
11
|
Occupation:
|
Analyst
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$2,843
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
39%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Pennsylvania
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669036
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,260.52
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,282
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
11.41%
|
Borrower rate/APR:
|
12.41% / 18.32%
|
Monthly payment:
|
$108.94
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Aug-2007
|
Debt/Income ratio:
|
20%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
14 / 14
|
Length of status:
|
18y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
24
|
Occupation:
|
Truck Driver
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$14,075
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
43%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Washington
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13669015
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$4,944.51
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,461
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
15.25%
|
Borrower rate/APR:
|
16.25% / 23.11%
|
Monthly payment:
|
$174.45
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
7
|
First credit line:
|
Dec-2021
|
Debt/Income ratio:
|
21%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
7 / 7
|
Length of status:
|
0y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
11
|
Occupation:
|
Laborer
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$1,391
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
15%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Pennsylvania
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668988
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$19,500.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$13,650
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
17.55%
|
Borrower rate/APR:
|
18.55% / 25.51%
|
Monthly payment:
|
$710.36
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
|
First credit line:
|
May-2009
|
Debt/Income ratio:
|
38%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
24 / 24
|
Length of status:
|
2y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
43
|
Occupation:
|
Teacher
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$12,602
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
60%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668901
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$4,456.04
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,119
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
14.66%
|
Borrower rate/APR:
|
15.66% / 20.35%
|
Monthly payment:
|
$125.51
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
10
|
First credit line:
|
May-2013
|
Debt/Income ratio:
|
29%
|
TU FICO range:
|
780-799 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
1y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
18
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$4,344
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
8%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
California
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668886
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,521.03
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,565
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
10.51%
|
Borrower rate/APR:
|
11.51% / 17.39%
|
Monthly payment:
|
$215.07
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
9
|
First credit line:
|
Aug-2005
|
Debt/Income ratio:
|
27%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
22 / 22
|
Length of status:
|
13y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
31
|
Occupation:
|
Social Worker
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$4,489
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
5
|
Bankcard utilization:
|
13%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Maine
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13668874
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$15,000.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$10,500
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
9.74%
|
Borrower rate/APR:
|
10.74% / 16.59%
|
Monthly payment:
|
$489.24
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
9
|
First credit line:
|
Jul-1997
|
Debt/Income ratio:
|
47%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
11y 2m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
32
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$9,560
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
5
|
Bankcard utilization:
|
17%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
South Carolina
|
Co-borrower Application1 Additional Information
Combined stated monthly income2:
|
$10,176
|
Combined debt/income ratio3:
|
27%
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
1Co-Borrower Applications are approved based on the credit information for both or either Co-Borrowers. To learn more about Co-Borrower Applications, please review our Prospectus and Help Center.
2Combined stated monthly income is the sum of each borrower's stated monthly income.
3Combined debt/income ratio is the sum of each borrower's monthly debt payments (accounting for any duplication), and the Prosper monthly payment (assuming this loan request originates), divided by the sum of each borrower's stated monthly income.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13692054
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,240.85
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,769
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.80%
|
Borrower rate/APR:
|
14.80% / 21.60%
|
Monthly payment:
|
$284.87
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
7
|
First credit line:
|
Aug-2015
|
Debt/Income ratio:
|
22%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
15 / 15
|
Length of status:
|
5y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
30
|
Occupation:
|
Nurse (RN)
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$5,622
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
3
|
Bankcard utilization:
|
59%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Missouri
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691922
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,100
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
26.70%
|
Borrower rate/APR:
|
27.70% / 35.95%
|
Monthly payment:
|
$123.61
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
3
|
First credit line:
|
May-2008
|
Debt/Income ratio:
|
19%
|
TU FICO range:
|
620-639 (Nov-2024)
|
Inquiries last 6m:
|
3
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
29 / 29
|
Length of status:
|
8y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
56
|
Occupation:
|
Accountant/CPA
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$50,109
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
77%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
California
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691883
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,200
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
23.06%
|
Borrower rate/APR:
|
24.06% / 32.13%
|
Monthly payment:
|
$235.59
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
1
|
First credit line:
|
Jan-2006
|
Debt/Income ratio:
|
28%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
15 / 15
|
Length of status:
|
11y 6m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
34
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$31,411
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
98%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Mississippi
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691880
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$16,302.58
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$11,412
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
11.26%
|
Borrower rate/APR:
|
12.26% / 18.17%
|
Monthly payment:
|
$543.51
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Sep-2007
|
Debt/Income ratio:
|
47%
|
TU FICO range:
|
780-799 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
19 / 20
|
Length of status:
|
22y 11m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
35
|
Occupation:
|
Executive
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$17,191
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
19%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691871
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,500.00
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,850
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
21.60%
|
Borrower rate/APR:
|
22.60% / 30.59%
|
Monthly payment:
|
$211.76
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
3
|
First credit line:
|
Nov-2011
|
Debt/Income ratio:
|
53%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
23 / 23
|
Length of status:
|
22y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
46
|
Occupation:
|
Truck Driver
|
Public records last 24m/10y:
|
0 / 1
|
Revolving credit balance:
|
$6,065
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
3
|
Bankcard utilization:
|
35%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Arizona
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691838
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,694.71
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$6,086
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
8.18%
|
Borrower rate/APR:
|
9.18% / 13.63%
|
Monthly payment:
|
$217.11
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Jul-1999
|
Debt/Income ratio:
|
17%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
14 / 14
|
Length of status:
|
4y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
28
|
Occupation:
|
Computer Programmer
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$14,672
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
11%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Maryland
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691835
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,500.00
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,850
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
9.15%
|
Borrower rate/APR:
|
10.15% / 13.82%
|
Monthly payment:
|
$117.27
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
May-2001
|
Debt/Income ratio:
|
23%
|
TU FICO range:
|
780-799 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
9y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
51
|
Occupation:
|
Police Officer/Correction Officer
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$999
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
7%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Tennessee
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691811
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,500.00
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,850
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.85%
|
Borrower rate/APR:
|
14.85% / 21.65%
|
Monthly payment:
|
$190.26
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
May-2019
|
Debt/Income ratio:
|
14%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Other
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
4 / 4
|
Length of status:
|
4y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
7
|
Occupation:
|
Not available
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$4,708
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
62%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Florida
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691805
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,000.00
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,600
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
20.70%
|
Borrower rate/APR:
|
21.70% / 29.65%
|
Monthly payment:
|
$304.28
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
3
|
First credit line:
|
May-2011
|
Debt/Income ratio:
|
33%
|
TU FICO range:
|
660-679 (Dec-2024)
|
Inquiries last 6m:
|
4
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
30 / 30
|
Length of status:
|
3y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
35
|
Occupation:
|
Nurse (RN)
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$16,300
|
Stated income:
|
$75,000-99,999
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
21%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Pennsylvania
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691796
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,500.00
|
Prosper Rating:
|
D
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,250
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
22.70%
|
Borrower rate/APR:
|
23.70% / 31.75%
|
Monthly payment:
|
$293.07
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
2.73% - 10.68%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
1
|
First credit line:
|
Jan-2012
|
Debt/Income ratio:
|
32%
|
TU FICO range:
|
620-639 (Dec-2024)
|
Inquiries last 6m:
|
2
|
Employment status:
|
Employed
|
Current delinquencies:
|
2
|
Current / open credit lines:
|
6 / 7
|
Length of status:
|
6y 9m
|
Amount delinquent:
|
$984
|
Total credit lines:
|
26
|
Occupation:
|
Clerical
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$5,803
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
68%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Delaware
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691688
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,790.24
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$6,153
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
12.23%
|
Borrower rate/APR:
|
13.23% / 19.97%
|
Monthly payment:
|
$297.15
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
9
|
First credit line:
|
Mar-2019
|
Debt/Income ratio:
|
47%
|
TU FICO range:
|
740-759 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
13 / 13
|
Length of status:
|
2y 5m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
14
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$4,300
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
16%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Alabama
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691595
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$10,987.80
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$7,691
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.13%
|
Borrower rate/APR:
|
14.13% / 20.90%
|
Monthly payment:
|
$376.23
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
7
|
First credit line:
|
Apr-2020
|
Debt/Income ratio:
|
15%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
3y 8m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
9
|
Occupation:
|
Sales - Commission
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$9,068
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
32%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Missouri
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691583
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,260.52
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,282
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.50%
|
Borrower rate/APR:
|
8.50% / 14.27%
|
Monthly payment:
|
$102.93
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Aug-2004
|
Debt/Income ratio:
|
23%
|
TU FICO range:
|
800-819 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
17 / 17
|
Length of status:
|
17y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
29
|
Occupation:
|
Clerical
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$6,495
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
15%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Alabama
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691580
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$6,592.68
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$4,615
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.75%
|
Borrower rate/APR:
|
14.75% / 19.11%
|
Monthly payment:
|
$155.98
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
8
|
First credit line:
|
Mar-2021
|
Debt/Income ratio:
|
18%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
Not available
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
5 / 5
|
Length of status:
|
3y 4m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
7
|
Occupation:
|
Military Enlisted
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$1,933
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
81%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Colorado
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691481
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$5,434.19
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,804
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
7.10%
|
Borrower rate/APR:
|
8.10% / 11.70%
|
Monthly payment:
|
$110.45
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Sep-2020
|
Debt/Income ratio:
|
20%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
9 / 9
|
Length of status:
|
3y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
11
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$10
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
0%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Ohio
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691463
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,607.87
|
Prosper Rating:
|
AA
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,326
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
8.58%
|
Borrower rate/APR:
|
9.58% / 14.04%
|
Monthly payment:
|
$191.42
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.33% - 6.01%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Dec-2015
|
Debt/Income ratio:
|
25%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
10 / 10
|
Length of status:
|
2y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
21
|
Occupation:
|
Construction
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$5,586
|
Stated income:
|
$50,000-74,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
17%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Texas
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691439
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$9,000.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$6,300
|
Term:
|
48 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
19.08%
|
Borrower rate/APR:
|
20.08% / 25.59%
|
Monthly payment:
|
$274.26
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
5
|
First credit line:
|
Jan-2014
|
Debt/Income ratio:
|
5%
|
TU FICO range:
|
680-699 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
12 / 12
|
Length of status:
|
1y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
24
|
Occupation:
|
Other
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$11,016
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
2
|
Bankcard utilization:
|
43%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Alabama
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691418
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,296.34
|
Prosper Rating:
|
B
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,307
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
13.75%
|
Borrower rate/APR:
|
14.75% / 19.11%
|
Monthly payment:
|
$77.99
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.68% - 7.84%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
9
|
First credit line:
|
Feb-2019
|
Debt/Income ratio:
|
27%
|
TU FICO range:
|
720-739 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
6 / 6
|
Length of status:
|
6y 3m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
8
|
Occupation:
|
Laborer
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$7,488
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
50%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Ohio
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691391
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$8,000.00
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,600
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
23.12%
|
Borrower rate/APR:
|
24.12% / 32.19%
|
Monthly payment:
|
$314.37
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
1
|
First credit line:
|
Feb-2008
|
Debt/Income ratio:
|
10%
|
TU FICO range:
|
620-639 (Dec-2024)
|
Inquiries last 6m:
|
0
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
12 / 12
|
Length of status:
|
5y 0m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
34
|
Occupation:
|
Retail Management
|
Public records last 24m/10y:
|
0 / 1
|
Revolving credit balance:
|
$15,973
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
10
|
Bankcard utilization:
|
63%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Tennessee
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691286
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$7,607.87
|
Prosper Rating:
|
A
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$5,326
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
11.26%
|
Borrower rate/APR:
|
12.26% / 18.17%
|
Monthly payment:
|
$253.64
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.55% - 7.25%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
11
|
First credit line:
|
Sep-2016
|
Debt/Income ratio:
|
29%
|
TU FICO range:
|
800-819 (Dec-2024)
|
Inquiries last 6m:
|
3
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
20 / 20
|
Length of status:
|
17y 10m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
71
|
Occupation:
|
Professional
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$683
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
1%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
Massachusetts
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13691250
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$4,443.95
|
Prosper Rating:
|
E
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$3,111
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
26.70%
|
Borrower rate/APR:
|
27.70% / 35.95%
|
Monthly payment:
|
$183.10
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.16% - 13.10%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
1
|
First credit line:
|
Jun-2018
|
Debt/Income ratio:
|
18%
|
TU FICO range:
|
620-639 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
|
Employed
|
Current delinquencies:
|
1
|
Current / open credit lines:
|
5 / 6
|
Length of status:
|
4y 1m
|
Amount delinquent:
|
$178
|
Total credit lines:
|
8
|
Occupation:
|
Sales - Retail
|
Public records last 24m/10y:
|
Not available / 0
|
Revolving credit balance:
|
$8,113
|
Stated income:
|
$25,000-49,999
|
Delinquencies in last 7y:
|
1
|
Bankcard utilization:
|
28%
|
|
|
|
|
Has Mortgage:
|
No
|
Borrower's state:
|
Indiana
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690863
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$9,339.63
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$6,538
|
Term:
|
60 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
18.96%
|
Borrower rate/APR:
|
19.96% / 24.55%
|
Monthly payment:
|
$247.25
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
|
First credit line:
|
Sep-2013
|
Debt/Income ratio:
|
16%
|
TU FICO range:
|
700-719 (Dec-2024)
|
Inquiries last 6m:
|
3
|
Employment status:
|
Employed
|
Current delinquencies:
|
0
|
Current / open credit lines:
|
18 / 18
|
Length of status:
|
0y 1m
|
Amount delinquent:
|
$0
|
Total credit lines:
|
39
|
Occupation:
|
Engineer - Mechanical
|
Public records last 24m/10y:
|
0 / 1
|
Revolving credit balance:
|
$9,620
|
Stated income:
|
$100,000+
|
Delinquencies in last 7y:
|
0
|
Bankcard utilization:
|
55%
|
|
|
|
|
Has Mortgage:
|
Yes
|
Borrower's state:
|
California
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690680
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
|
$3,500.00
|
Prosper Rating:
|
C
|
Listing Duration:
|
14 days
|
Minimum Amount to Fund:
|
$2,450
|
Term:
|
36 months
|
Initial Status:
|
F
|
|
|
|
|
|
Investor yield:
|
20.74%
|
Borrower rate/APR:
|
21.74% / 28.83%
|
Monthly payment:
|
$133.19
|
|
Investor servicing fee:
|
1.00%
|
Historical Return*:
|
3.18% - 8.80%
|
|
|
|
|
|
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
|
6
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First credit line:
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Oct-2005
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Debt/Income ratio:
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18%
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TU FICO range:
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640-659 (Dec-2024)
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Inquiries last 6m:
|
0
|
Employment status:
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Employed
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Current delinquencies:
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0
|
Current / open credit lines:
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6 / 6
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Length of status:
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9y 5m
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Amount delinquent:
|
$0
|
Total credit lines:
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18
|
Occupation:
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Other
|
Public records last 24m/10y:
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Not available / 0
|
Revolving credit balance:
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$3,986
|
Stated income:
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$50,000-74,999
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Delinquencies in last 7y:
|
2
|
Bankcard utilization:
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88%
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|
|
|
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Has Mortgage:
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Yes
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Borrower's state:
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Ohio
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Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Auto / Motorcycle / RV / Boat
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 13690206
The following information pertains to the borrower loan being requested, that corresponds to the series of Notes to be issued upon the funding of the borrower loan, in the event the listing receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount required for the loan to fund.
Amount:
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$2,500.00
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Prosper Rating:
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D
|
Listing Duration:
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14 days
|
Minimum Amount to Fund:
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$1,750
|
Term:
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60 months
|
Initial Status:
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F
|
|
|
|
|
|
Investor yield:
|
18.10%
|
Borrower rate/APR:
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19.10% / 24.20%
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Monthly payment:
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$64.99
|
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Investor servicing fee:
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1.00%
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Historical Return*:
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2.73% - 10.68%
|
|
|
|
|
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* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest) Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of November 30, 2024. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). To be included in the historical return ("Historical Return") calculation, the loan must have originated (a) on or after July 1, 2009, and (b) at least 12 months prior to the calculation date. We calculate the Historical Return for loans originated through Prosper as follows. First, loans are separated into distinct "Groups" based on the specific month and year in which they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination. For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by (b) the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the "Historical Return" for the Group. Once this calculation is performed for every Group, we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the "Historical Return Range" of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation, "active" means loans that are current in payments or delinquent less than 120 days; loans that have paid off, charged-off or are in default are not considered active. The Historical Return calculation (a) is updated monthly; and (b) excludes the impact of servicing related non-cash corrective adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11):
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1
|
First credit line:
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Aug-1992
|
Debt/Income ratio:
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27%
|
TU FICO range:
|
760-779 (Dec-2024)
|
Inquiries last 6m:
|
1
|
Employment status:
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Employed
|
Current delinquencies:
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0
|
Current / open credit lines:
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15 / 15
|
Length of status:
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1y 2m
|
Amount delinquent:
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$0
|
Total credit lines:
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33
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Occupation:
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Teacher
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Public records last 24m/10y:
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Not available / 0
|
Revolving credit balance:
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$21,813
|
Stated income:
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$50,000-74,999
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Delinquencies in last 7y:
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0
|
Bankcard utilization:
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22%
|
|
|
|
|
Has Mortgage:
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Yes
|
Borrower's state:
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New Jersey
|
Credit information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.