Separate Account FP of Equitable Financial Life Insurance Co.

11/12/2024 | Press release | Distributed by Public on 11/12/2024 08:50

Prospectus by Investment Company - Form 497

VUL Incentive Life Protect

Equitable Financial Life Insurance Company of America

Equitable Financial Life Insurance Company

Supplement dated November 12, 2024, to the prospectus dated May 1, 2024, for:

COIL Institutional SeriesSM (Series 162) - Equitable Financial Life Insurance Company Only
VUL Optimizer®
VUL Incentive Life ProtectSM

This Supplement updates certain information in the most recent prospectus and statement of additional information you received and in any supplements to that prospectus and statement of additional information (collectively, the ''Prospectus''). You should read this Supplement in conjunction with the Prospectus and retain it for future reference. Unless otherwise indicated, all other information included in the Prospectus remains unchanged. The terms and section headings we use in this Supplement have the same meaning as in the Prospectus. We will send you another copy of any prospectus or supplement without charge upon request. Please contact the customer service group referenced in the Prospectus.

The purpose of this Supplement is to provide you with information regarding changes to the Prospectus.

Market Stabilizer Option® II will be available for sale in Indiana for applications signed on or after November 23, 2024.

Catalog No. 800192 (11/24)

COIL IS (Series 162), VUL Optimizer (Series 160), VUL Incentive Life Protect New Biz

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