Independence Blue Cross’s 2025 Medicare Advantage plans give members benefits they can count on at price they can afford backed by 85 years of experience

Independence Blue Cross (IBX) today introduced its 2025 Medicare Advantage plans. The plans give members quality health care coverage they can depend on and trust at a price they can afford. IBX's 2025 Medicare Advantage plans include comprehensive health benefits, a seamless member experience and access to the largest network of doctors and hospitals in the region.* This year IBX is also debuting two new plans:

• Keystone 65 Essential Rx HMO-POS with $3,000 annual dental allowance, as well as a grocery^† and transportation benefit.
• Personal Choice 65 Plus PPO with zero-dollar copays for in-network primary care and specialist visits^‡, as well as $1,500 annual dental allowance.

"As the Medicare landscape continues to grow and change, we remain steadfast in our commitment to serve seniors who are looking for health care coverage they can trust," said Kortney Cruz, senior vice president of Government Markets at Independence Blue Cross. "With our 85 years of experience and deep understanding of the region, we are in the best position to help seniors and their caregivers navigate the complexities and find the best Medicare Advantage plans for their needs."

IBX is here to help Medicare beneficiaries, both new and existing, choose their plans during the Annual Enrollment Period (October 15 - December 7). This year, IBX is offering a full suite of Personal Choice 65^SM PPO plans and Keystone 65 HMO plans. Here are some highlights of this year's plans:

• Access to age-friendly programs that can play a key role in members' maintaining independence and good health is a cornerstone of all Independence Blue Cross Medicare plans. This includes comprehensive caregiver support through an expanded partnership with Carallel. The relationship will allow Carallel to provide high-touch support and high-tech tools purposefully designed with caregivers needs in mind. In addition, certain members with dementia and other brain health conditions will also have access to Isaac Health, a company that offers virtual and in-home clinical services for these types of diseases.
• Part B giveback, which helps reduce the amount members pay each month for their Medicare Part B premium, available on some plans, including Keystone 65 Liberty HMO and Personal Choice 65 Saver PPO, among others.
• Free fitness membership with access to all YMCAs in our area
• Quarterly allowances for over-the-counter items and a flexible benefit allowance for dental, vision and hearing services and supplies (offered on some plans), all through the IBX Care Card.

Prospective members can talk to a licensed sales agent over the phone or schedule a home visit to help them choose and enroll in an Independence Medicare Advantage or Medicare Supplement plan by calling 1-877-393-6733 (TTY/TDD: 711) seven days a week, from 8 a.m. to 8 p.m.

Current members can sign up for an in-person member event or watch an on-demand virtual webinar to explore their 2025 plan benefits. Visit ibxmedicare.com/2025webinar to view available dates and times. For questions, current members can call the number on the back of their member ID card to speak with our Member Help Team about their current Medicare Advantage plan or 2025 options.

Media contact:
Diana Quattrone
215-815-7828 (cell)
[email protected]

About Independence Blue Cross:

Independence Blue Cross is the leading health insurance organization in southeastern Pennsylvania. For more than 85 years, we have been enhancing the health and well-being of the people and communities we serve. We deliver innovative and competitively priced health care products and services; pioneer new ways to reward doctors, hospitals, and other health care professionals for coordinated, quality care; and support programs and events that promote wellness. To learn more, visit ibx.com. Connect with us on Facebook, X (formerly Twitter), LinkedIn, and Instagram. Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association.

Please note that on weekends and holidays from April 1 through September 30, your call may be sent to voicemail.

* 2024 PA-5 Provider Network Counts, ibxmedicare.com/providers24.

† The grocery benefit mentioned is part of a special supplemental program for the chronically ill. Members must be diagnosed of either Diabetes, Chronic or Disabling Mental Health Conditions, Chronic Heart Failure, Hypertension, Obesity, or other eligible conditions to qualify. Eligibility for this benefit cannot be guaranteed based solely on your condition. All applicable eligibility requirements must be met before the benefit is provided. Contact us to confirm your eligibility for this benefit.

‡This is a general copay that applies to specialist visits for consultation, diagnosis, and treatment by a specialist in a physician's office, but copay amounts vary for some specialist visits including podiatry, psychiatry, pulmonology, cardiology, etc. Please reference the plan's EOC for a complete listing of benefits.

The giveback is set up by Medicare and administered through the Social Security Administration (SSA). The giveback incentive only participates with Social Security and is credited monthly on your Social Security check or Medicare Part B premium statement. There are no direct payments made to beneficiaries by Independence. Beneficiaries who pay their own Part B premium are eligible for the Giveback. Meaning, beneficiaries cannot receive Medicaid or any other assistance from a health program that could potentially pay their Part B premium.

For accommodations of persons with special needs at meetings, call 1-877-393-6733 (TTY/TDD: 711).

Independence Blue Cross offers PPO, HMO-POS, and HMO Medicare Advantage plans with a Medicare contract. Enrollment in Independence Blue Cross PPO, HMO-POS, and HMO Medicare Advantage plans depends on contract renewal.

Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company - independent licensees of the Blue Cross and Blue Shield Association.

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Website last updated: 09/12/2024

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