2025 Medicare Advantage Open Enrollment

2025 Medicare Advantage Open Enrollment

October 14, 2024| News, Press Release

The state of Illinois TRAIL Medicare Advantage Prescription Drug (MAPD) open enrollment period for participating annuitants and survivors is Oct. 15 - Nov. 15, 2024. The 2025 plan year will begin Jan. 1, 2025, and will run through Dec. 31, 2025.

The state of Illinois offers retirees, annuitants, and survivors (of the State Employees Group Insurance Program (SEGIP), The Teachers' Retirement Insurance Program (TRIP), and the College Insurance Program (CIP)) a healthcare program entitled Total RetireeAdvantage Illinois (TRAIL). This program provides Medicare-eligible members and their covered dependents comprehensive medical and prescription drug coverage through TRAIL Medicare Advantage Prescription Drug (commonly referred to as MAPD) plans.

Members who are newly eligible for Medicare have two opportunities for enrollment:

Initial Enrollment: this is offered to all Medicare-eligible retirees and their Medicare-eligible dependents within 60 days of the 65th birthday (of the youngest enrollee). Initial enrollment is a one-time offering.

Open Enrollment: an annual enrollment period held in the fall of each year. This enrollment period is open for Medicare-eligible retirees, survivors, and their dependents to change their elections, or for anyone who previously waived or canceled coverage to re-enroll.

To be eligible for coverage under aTotal Retiree Advantage IllinoisMedicare AdvantagePrescription Drug (MAPD) plan, members and their eligible dependents must:

• Live in the United States or the U.S. Territories, and
• Be retired and enrolled in Medicare Parts A and B, due to age or disability.

Retirees and survivors eligible for the TRAIL MAPD Program will receive a Decision Guide in the mail, notifying them of their eligibility and the requirement to enroll or waive coverage, during the TRAIL MAPD Open Enrollment Period.

2025 TRAIL Open Enrollment - College Insurance Plan Guide

2025 TRAIL Open Enrollment - State Employees Group Insurance Guide

The state is also offering in-person 2024 TRAIL educational seminars. To view dates, locations and times click here.

Members who are currently enrolled in TRAIL MAPD do not need to do anything during the Open Enrollment Period unless they want to add or drop a dependent or make a change to their current TRAIL MAPD coverage for the 2025 plan year.

Members may complete changes online at MyBenefits.illinois.gov or contact MyBenefits (toll-free) 844-251-1777 during the Open Enrollment Period.