F&M Bank Corp.
12/18/2024 | News release | Distributed by Public on 12/18/2024 12:59
What is a Brushing Scam? Why “Free Stuff” Isn’t Good News
What is a Brushing Scam? Why "Free Stuff" Isn't Good News
December 18, 2024/in Cybersecurity, Personal FinanceImagine this: a package arrives at your doorstep that you didn't order. It seems harmless-even exciting-but it could mean you're the target of a "brushing" scam.
How "Brushing" Scams Work:
- Fake Orders: Scammers send real packages to your address, often inexpensive items like gadgets, beauty products, or household goods.
- Inflated Reviews: Using your name and address, scammers create fake accounts to post 5-star reviews, boosting product ratings and deceiving other shoppers.
- Stolen Information: Your personal data-like your name, address, or contact details-has likely been leaked or stolen.
Why It's a Big Deal:
- Fraudulent Reviews: Scammers use your "verified purchase" as a loophole to make their products appear more trustworthy. This unfair practice misleads consumers who rely on reviews to make informed decisions.
- Compromised Data: Receiving an unexpected package is a sign your personal information is exposed. Scammers might have obtained your data through breaches, phishing scams, or data leaks.
- Bigger Risks: While brushing scams often stop at packages, they can escalate. Scammers may use your data for identity theft, unauthorized accounts, or financial fraud.
What You Should Do:
- Don't Keep Quiet: Report the scam to the retailer (e.g., Amazon) and the Federal Trade Commission (FTC).
- Check for Breaches: Review your accounts and credit reports for suspicious activity. You can check data breaches at IdentityTheft.gov.
- Protect Your Identity: Consider placing a fraud alert on your credit file to prevent unauthorized activity.
Helpful Resources:
Bottom Line: If you receive a package you didn't order, don't ignore it. It's not a gift-it's a warning sign. Stay vigilant, protect your information, and report suspicious activity.