DIFS Encourages Michiganders to Help Protect Themselves and Save Money During National Vehicle Theft Prevention Month

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Consumer Hotline: 833-ASK-DIFS, [email protected]

FOR IMMEDIATE RELEASE: July 17, 2024

(LANSING, MICH) July is National Vehicle Theft Prevention Month, and the Michigan Department of Insurance and Financial Services (DIFS) is encouraging vehicle owners to take steps to protect their vehicles from theft. According to the National Highway Traffic Safety Administration (NHTSA), more than one million vehicles were stolen in the United States last year-a 25% increase in vehicle theft totals over previous years.

"Having your vehicle stolen is a major disruption to everyday life and it is important that Michiganders take preventive actions to protect themselves from this threat," said DIFS Director Anita Fox. "Some auto insurers even give discounts to customers who have installed anti-theft features in their vehicle. Ask your insurance agent or company about these possible discounts to see how you can save money while enhancing your vehicle's security. Taking these proactive steps can provide both peace of mind and financial benefits."

Here are some precautionary safety measures you can take to help protect yourself from auto theft:

• Take preventative measures. Park vehicles in a locked garage if possible. If vehicles must be parked in a driveway, make sure they are locked and consider installing motion sensor security lights. While lights may not provide complete security, it may make some thieves think twice, making them leave the area and your vehicle untouched. Call local law enforcement and your insurer if your vehicle is stolen.
• Consider purchasing comprehensive coverage. "Comprehensive" is an optional coverage you can buy that will pay for your car if it is stolen or for repairs if it is hit by a falling object, collides with an animal, or is damaged in a fire, flood or by vandals.

Comprehensive insurance coverage also covers catalytic converter theft, which has risen in frequency across the country. Those who have not purchased comprehensive insurance coverage may end up paying out of pocket for repairs resulting from theft.

In addition to the safety measures to prevent vehicle theft, the following tips can help you to avoid catalytic converter theft:

• Install a catalytic converter anti-theft device. These are available from various manufacturers and can provide a level of security from theft.
• Etching the last 8 digits of the Vehicle Identification Number (VIN) into the metal of the converter can help deter thieves from stealing the part and make it harder for them to sell stolen converters to legitimate scrap yards and metal dealers. This can be done at many dealerships and body shops.

If you purchase comprehensive insurance coverage and have certain anti-theft devices such as a car alarm, you may qualify for discounts on your policy. Contact your insurance agent or company for more information.

For more information about vehicle theft prevention or to discuss auto insurance questions, call DIFS at 877-999-6442, Monday through Friday from 8 a.m. to 5 p.m. Consumers can also file a complaint against an insurance agent or company by visiting Michigan.gov/DIFScomplaints.

The mission of the Michigan Department of Insurance and Financial Services is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security, and success of Michigan residents, while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial literacy and education services to Michigan residents. For more information, visit Michigan.gov/DIFS or follow the Department on Facebook, X, or LinkedIn.

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