Updating Summary Prospectus - Form 497VPU

JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT N

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)

SEPARATE ACCOUNTS A AND N

JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK

SEPARATE ACCOUNT B

Supplement dated September 25, 2024 to the Statutory Prospectuses,

Updating Summary Prospectuses, and Initial Summary Prospectuses,

dated April 29, 2024

Changes to Variable Investment Options

This Supplement is intended for distribution with the Statutory Prospectuses, Updating Summary Prospectuses, and Initial Summary Prospectuses, as applicable, (each a "prospectus") dated April 29, 2024 for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. The affected prospectuses belong to the following policies:

Corporate VUL 03		Survivorship VUL
Corporate VUL 04		VUL Accumulator
EPVUL		VUL Protector
SPVL

Effective on October 28, 2024, the JHVIT Lifestyle Balanced Portfolio will be added as a portfolio available as an investment option under your policy.

More information about the Portfolio is available in the prospectus for the Portfolio, which may be amended from time to time. You can obtain a prospectus for the Portfolio at https://dfinview.com/johnhancock?site=funds.

The current expenses and performance information below reflects fees and expenses of the Portfolio, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio's past performance is not necessarily an indication of future performance.

Investment Objective

Portfolio and Adviser/Subadviser

Current Expenses

Average Annual Total Returns (as of 12/31/23) (%)

1-Year

5-Year

10-Year

To seek a balance between a high level of current income and growth of capital, with a greater emphasis on growth of capital.

Lifestyle Balanced Portfolio - Series I John Hancock Variable Trust Advisers LLC/Manulife Investment Management (US) LLC

0.69

%

13.74

6.91

5.37

You should read this supplement together with the prospectus for the contract you purchased and retain both documents for future reference.

Prior to making any investment decisions, you should carefully review your product prospectus and all applicable supplements. In addition, you should review the prospectuses and applicable supplements for the underlying portfolios that we make available as investment options under the policies. The prospectuses describe the investment objectives, policies and restrictions of, and the risks relating to, investment in the portfolios. In the case of any of the portfolios that are operated as feeder funds, you should also review the prospectus for the corresponding master fund. If you need to obtain additional copies of any of these documents, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.

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VLI ProdSupp VL 09/2024

333-85284		333-71136		333-85296		333-33504		333-100567
333-88748		333-100597		333-88972		333-100664

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