Louisiana Enacts Senate Bill 499

Louisiana has enacted Senate Bill 499, which clarifies that if the uninsured motorist coverage rejection, selection of lower limits, or selection of economic-only coverage form is signed but not properly completed, then as specified, there should be no uninsured motorist coverage or modified uninsured motorist coverage included on the policy if it is determined that the insured or their representative intended to reject or modify the coverage.

Additionally, the bill outlines that the insured will have the option for commercial automobile insurance policies to select uninsured motorist coverage on a form promulgated by the commissioner. It also identifies when it will be presumed that no uninsured motorist coverage was selected.

Please see Louisiana Senate Bill 499for more information.