07/18/2024 | Press release | Distributed by Public on 07/18/2024 11:55
Earliest Annual Benefit Commencement Date
|
Issue Date
|
Lifetime Withdrawal Age
|
59½
|
Rider Fee Rate (percentage)
|
1.50%
|
FIXED ACCOUNT (subject to state availability)
Fixed Account Term: 1 Year
|
|
SHIELD OPTIONS
|
|
TERM
|
INDEX
|
SHIELD 25
(up to 25% downside protection)
|
|
1 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
6 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
SHIELD 15
(up to 15% downside protection)
|
|
1 Year
|
S&P 500® Index
S&P 500® Index Step Rate
S&P 500® Index Step Rate Edge
Russell 2000® Index
Russell 2000® Index Step Rate
Russell 2000® Index Step Rate Edge
MSCI EAFE Index
MSCI EAFE Index Step Rate
MSCI EAFE Index Step Rate Edge
Nasdaq-100 Index®
Nasdaq-100 Index® Step Rate
Nasdaq-100 Index® Step Rate Edge
|
2 Year
|
S&P 500® Index Step Rate
S&P 500® Index Step Rate Edge
Russell 2000® Index Step Rate
Russell 2000® Index Step Rate Edge
MSCI EAFE Index Step Rate
MSCI EAFE Index Step Rate Edge
Nasdaq-100 Index® Step Rate
Nasdaq-100 Index® Step Rate Edge
|
3 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
6 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
FIXED ACCOUNT (subject to state availability)
Fixed Account Term: 1 Year
|
|
SHIELD OPTIONS
|
|
SHIELD 10
(up to 10% downside protection)
|
|
1 Year
|
S&P 500® Index
S&P 500® Index Step Rate
S&P 500® Index Step Rate Edge
Russell 2000® Index
Russell 2000® Index Step Rate
Russell 2000® Index Step Rate Edge
MSCI EAFE Index
MSCI EAFE Index Step Rate
MSCI EAFE Index Step Rate Edge
Nasdaq-100 Index®
Nasdaq-100 Index® Step Rate
Nasdaq-100 Index® Step Rate Edge
|
2 Year
|
S&P 500® Index Step Rate
S&P 500® Index Step Rate Edge
Russell 2000® Index Step Rate
Russell 2000® Index Step Rate Edge
MSCI EAFE Index Step Rate
MSCI EAFE Index Step Rate Edge
Nasdaq-100 Index® Step Rate
Nasdaq-100 Index® Step Rate Edge
|
3 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
6 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
Age at Annual
Benefit
Commencement
Date
|
Contract Year
|
Withdrawal Rates
Account Value is greater than $0
|
Lifetime Guarantee Rates
Account Value is $0
|
||
Single Life
|
Joint Life
|
Single Life
|
Joint Life
|
||
59½ - 64
|
All Years
|
5.25%
|
4.75%
|
5.25%
|
4.75%
|
65 - 74
|
1 - 5
|
6.00%
|
5.50%
|
6.00%
|
5.50%
|
6
|
7.00%
|
6.50%
|
7.00%
|
6.50%
|
|
7
|
7.15%
|
6.65%
|
7.15%
|
6.65%
|
|
8
|
7.30%
|
6.80%
|
7.30%
|
6.80%
|
|
9
|
7.45%
|
6.95%
|
7.45%
|
6.95%
|
|
10
|
7.60%
|
7.10%
|
7.60%
|
7.10%
|
|
11+
|
7.75%
|
7.25%
|
7.75%
|
7.25%
|
|
75+
|
1 - 5
|
6.25%
|
5.75%
|
6.25%
|
5.75%
|
6
|
7.25%
|
6.75%
|
7.25%
|
6.75%
|
|
7
|
7.40%
|
6.90%
|
7.40%
|
6.90%
|
|
8
|
7.55%
|
7.05%
|
7.55%
|
7.05%
|
|
9
|
7.70%
|
7.20%
|
7.70%
|
7.20%
|
|
10
|
7.85%
|
7.35%
|
7.85%
|
7.35%
|
|
11+
|
8.00%
|
7.50%
|
8.00%
|
7.50%
|
Rollup Rate (for Market Growth with Rollup only)
|
5.00%
|
Age at Annual
Benefit
Commencement
Date
|
Contract Year
|
Withdrawal Rates
Account Value is greater than $0
|
Lifetime Guarantee Rates
Account Value is $0
|
||
Single Life
|
Joint Life
|
Single Life
|
Joint Life
|
||
59½ - 64
|
All Years
|
5.25%
|
4.75%
|
5.25%
|
4.75%
|
65 - 74
|
1 - 5
|
6.00%
|
5.50%
|
6.00%
|
5.50%
|
6
|
6.25%
|
5.75%
|
6.25%
|
5.75%
|
|
7
|
6.30%
|
5.80%
|
6.30%
|
5.80%
|
|
8
|
6.35%
|
5.85%
|
6.35%
|
5.85%
|
|
9
|
6.40%
|
5.90%
|
6.40%
|
5.90%
|
|
10
|
6.45%
|
5.95%
|
6.45%
|
5.95%
|
|
11+
|
6.50%
|
6.00%
|
6.50%
|
6.00%
|
|
75+
|
1 - 5
|
6.25%
|
5.75%
|
6.25%
|
5.75%
|
6
|
6.50%
|
6.00%
|
6.50%
|
6.00%
|
|
7
|
6.55%
|
6.05%
|
6.55%
|
6.05%
|
|
8
|
6.60%
|
6.10%
|
6.60%
|
6.10%
|
|
9
|
6.65%
|
6.15%
|
6.65%
|
6.15%
|
|
10
|
6.70%
|
6.20%
|
6.70%
|
6.20%
|
|
11+
|
6.75%
|
6.25%
|
6.75%
|
6.25%
|
Earliest Annual Benefit Commencement Date
|
Issue Date
|
Lifetime Withdrawal Age
|
59½
|
Rider Fee Rate (percentage)
|
1.50%
|
FIXED ACCOUNT (subject to state availability)
Fixed Account Term: 1 Year
|
|
SHIELD OPTIONS
|
|
TERM
|
INDEX
|
SHIELD 25
(up to 25% downside protection)
|
|
1 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
6 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
SHIELD 15
(up to 15% downside protection)
|
|
1 Year
|
S&P 500® Index
S&P 500® Index Step Rate
S&P 500® Index Step Rate Edge
Russell 2000® Index
Russell 2000® Index Step Rate
Russell 2000® Index Step Rate Edge
MSCI EAFE Index
MSCI EAFE Index Step Rate
MSCI EAFE Index Step Rate Edge
Nasdaq-100 Index®
Nasdaq-100 Index® Step Rate
Nasdaq-100 Index® Step Rate Edge
|
2 Year
|
S&P 500® Index Step Rate
S&P 500® Index Step Rate Edge
Russell 2000® Index Step Rate
Russell 2000® Index Step Rate Edge
MSCI EAFE Index Step Rate
MSCI EAFE Index Step Rate Edge
Nasdaq-100 Index® Step Rate
Nasdaq-100 Index® Step Rate Edge
|
3 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
6 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
FIXED ACCOUNT (subject to state availability)
Fixed Account Term: 1 Year
|
|
SHIELD OPTIONS
|
|
SHIELD 10
(up to 10% downside protection)
|
|
1 Year
|
S&P 500® Index
S&P 500® Index Step Rate
S&P 500® Index Step Rate Edge
Russell 2000® Index
Russell 2000® Index Step Rate
Russell 2000® Index Step Rate Edge
MSCI EAFE Index
MSCI EAFE Index Step Rate
MSCI EAFE Index Step Rate Edge
Nasdaq-100 Index®
Nasdaq-100 Index® Step Rate
Nasdaq-100 Index® Step Rate Edge
|
2 Year
|
S&P 500® Index Step Rate
S&P 500® Index Step Rate Edge
Russell 2000® Index Step Rate
Russell 2000® Index Step Rate Edge
MSCI EAFE Index Step Rate
MSCI EAFE Index Step Rate Edge
Nasdaq-100 Index® Step Rate
Nasdaq-100 Index® Step Rate Edge
|
3 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
6 Year
|
S&P 500® Index
Russell 2000® Index
MSCI EAFE Index
Nasdaq-100 Index®
|
Age at Annual
Benefit
Commencement
Date
|
Contract Year
|
Withdrawal Rates
Account Value is greater than $0
|
Lifetime Guarantee Rates
Account Value is $0
|
||
Single Life
|
Joint Life
|
Single Life
|
Joint Life
|
||
59½ - 64
|
All Years
|
5.25%
|
4.75%
|
5.25%
|
4.75%
|
65 - 74
|
1 - 5
|
6.00%
|
5.50%
|
6.00%
|
5.50%
|
6
|
7.00%
|
6.50%
|
7.00%
|
6.50%
|
|
7
|
7.15%
|
6.65%
|
7.15%
|
6.65%
|
|
8
|
7.30%
|
6.80%
|
7.30%
|
6.80%
|
|
9
|
7.45%
|
6.95%
|
7.45%
|
6.95%
|
|
10
|
7.60%
|
7.10%
|
7.60%
|
7.10%
|
|
11+
|
7.75%
|
7.25%
|
7.75%
|
7.25%
|
|
75+
|
1 - 5
|
6.25%
|
5.75%
|
6.25%
|
5.75%
|
6
|
7.25%
|
6.75%
|
7.25%
|
6.75%
|
|
7
|
7.40%
|
6.90%
|
7.40%
|
6.90%
|
|
8
|
7.55%
|
7.05%
|
7.55%
|
7.05%
|
|
9
|
7.70%
|
7.20%
|
7.70%
|
7.20%
|
|
10
|
7.85%
|
7.35%
|
7.85%
|
7.35%
|
|
11+
|
8.00%
|
7.50%
|
8.00%
|
7.50%
|
Rollup Rate (for Market Growth with Rollup only)
|
5.00%
|
Age at Annual
Benefit
Commencement
Date
|
Contract Year
|
Withdrawal Rates
Account Value is greater than $0
|
Lifetime Guarantee Rates
Account Value is $0
|
||
Single Life
|
Joint Life
|
Single Life
|
Joint Life
|
||
59½ - 64
|
All Years
|
5.25%
|
4.75%
|
5.25%
|
4.75%
|
65 - 74
|
1 - 5
|
6.00%
|
5.50%
|
6.00%
|
5.50%
|
6
|
6.25%
|
5.75%
|
6.25%
|
5.75%
|
|
7
|
6.30%
|
5.80%
|
6.30%
|
5.80%
|
|
8
|
6.35%
|
5.85%
|
6.35%
|
5.85%
|
|
9
|
6.40%
|
5.90%
|
6.40%
|
5.90%
|
|
10
|
6.45%
|
5.95%
|
6.45%
|
5.95%
|
|
11+
|
6.50%
|
6.00%
|
6.50%
|
6.00%
|
|
75+
|
1 - 5
|
6.25%
|
5.75%
|
6.25%
|
5.75%
|
6
|
6.50%
|
6.00%
|
6.50%
|
6.00%
|
|
7
|
6.55%
|
6.05%
|
6.55%
|
6.05%
|
|
8
|
6.60%
|
6.10%
|
6.60%
|
6.10%
|
|
9
|
6.65%
|
6.15%
|
6.65%
|
6.15%
|
|
10
|
6.70%
|
6.20%
|
6.70%
|
6.20%
|
|
11+
|
6.75%
|
6.25%
|
6.75%
|
6.25%
|