John Hancock Life Insurance Usa Separate Account H Co.

12/12/2024 | Press release | Distributed by Public on 12/12/2024 16:24

Prospectus by Investment Company (Form 497)

JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT H

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)

SEPARATE ACCOUNTS H, Q, and W

JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK

SEPARATE ACCOUNT A

Supplement dated December 12, 2024 to PROSPECTUSES dated April 29, 2024

Changes to Variable Investment Options

This Supplement applies to INDEPENDENCE VARIABLE ANNUITY, INDEPENDENCE PREFERRED VARIABLE ANNUITY, INDEPENDENCE 2000 VARIABLE ANNUITY, REVOLUTION VALUE VARIABLE ANNUITY, VENTURE® VARIABLE ANNUITY, VENTURE III® VARIABLE ANNUITY, VENTURE VISION® VARIABLE ANNUITY, VENTURE VANTAGE® VARIABLE ANNUITY, VENTURE OPPORTUNITY A SHARE VARIABLE ANNUITY, WEALTHMARK VARIABLE ANNUITY, and WEALTHMARK ML3 VARIABLE ANNUITY Contracts issued by John Hancock Life Insurance Company (U.S.A.) or John Hancock Life Insurance Company of New York (the "Contracts"). It supplements the prospectus dated April 29, 2024 for the Contract you purchased (the "Annuity Prospectus").

You should read this Supplement together with the Annuity Prospectus and retain all documents for future reference. We define certain terms in this Supplement. If a term is not defined in this Supplement, it has the meaning given to it in the Annuity Prospectus. If you would like another copy of the Annuity Prospectus please contact our Annuities Service Center at 1-800-344-1029 to request a free copy. You may also visit our website at www.jhannuities.com.

Changes to Current Expenses

Effective on December 12, 2024, there is a reduction in "Current Expenses" for the JHVIT Disciplined Value International Trust in the "Appendix: Portfolios Available Under the Contract" section of the Annuity Prospectus.

Accordingly, the "Current Expenses" of the JHVIT Disciplined Value International Trust Series I portfolio are deleted in the "Appendix: Portfolios Available Under the Contract" section of each Annuity Prospectus and replaced with the following:

Investment Objective Portfolio and Adviser/Subadviser Current
Expenses

Average Annual Total
Returns

(as of 12/31/23) (%)

1-Year 5-Year 10-Year

To seek long-term growth of capital.

Disciplined Value International

Trust - Series I

John Hancock Variable Trust Advisers

LLC/Boston Partners Global Investors, Inc.

0.82%*

19.96

8.42

3.05

*

This portfolio's annual expenses reflect temporary fee or expense waivers or reimbursements.

The "Current Expenses" of the JHVIT Disciplined Value International Trust Series II portfolio are deleted in the "Appendix: Portfolios Available Under the Contract" section of each Annuity Prospectus and replaced with the following:

Investment Objective Portfolio and Adviser/Subadviser Current
Expenses

Average Annual Total
Returns

(as of 12/31/23) (%)

1-Year 5-Year 10-Year

To seek long-term growth of capital.

Disciplined Value International

Trust - Series II

John Hancock Variable Trust Advisers

LLC/Boston Partners Global Investors, Inc.

1.02%* 19.69 8.21 2.84

The "Current Expenses" of the JHVIT Disciplined Value International Trust Series NAV portfolio are deleted in the "Appendix:

Portfolios Available Under the Contract" section of each Annuity Prospectus and replaced with the following:

Investment Objective Portfolio and Adviser/Subadviser Current
Expenses

Average Annual Total
Returns

(as of 12/31/23) (%)

1-Year 5-Year 10-Year

To seek long-term growth of capital.

Disciplined Value International

Trust - Series NAV

John Hancock Variable Trust Advisers

LLC/Boston Partners Global Investors, Inc.

0.77%* 20.05 8.47 3.10
*

This portfolio's annual expenses reflect temporary fee or expense waivers or reimbursements.

You should retain this Supplement for future reference.

Supplement dated December 12, 2024

12/24:VAPS71 333-70728 333-71074
333-70730 333-146591
333-70850 033-79112
333-71072 333-83558
333-164147 333-164145