Security National Corporation

07/11/2024 | News release | Archived content

Navigating the Aftermath: How to Avoid Flood Relief Scams

July 11, 2024

In the aftermath of a natural disaster, the promise of "help" can feel like a lifeline. But unfortunately, scammers prey on this vulnerability. So how do you weed out the scammers and get real help?

What to watch for:

  • Unlicensed "helpers" offering immediate clean-up: Be wary of unsolicited offers promising immediate clean up or repairs, especially those with outrageous prices or pressure to pay upfront. Reputable contractors have licenses, insurance, and provide written contracts. If they do provide you with a contract, make sure that there are no blank spaces that could be filled in later!
  • "Government officials" demanding personal information: Legitimate government agencies never ask for money, credit card details, or Social Security numbers.
  • FEMA impersonators charging for assistance: FEMA helps people after disasters, for FREE! If someone says they can get you help for a fee, it's a scam.
  • Quick and untraceable payment methods: Scammers prefer wire transfers, gift cards, payment apps, cryptocurrency, and cash. Secure methods like checks or credit cards offer better protection.

How to Protect Yourself:

1) Verify credentials

Always ask for licenses, insurance, and written contracts before hiring anyone.

2) Guard your information

Legitimate government agencies never ask for money, credit card details, or Social Security numbers.

3) Download the FEMA mobile app

  • Get real information about disaster help straight from the source.

  • 4) Use secure payment methods and never pay in full upfront


    Use checks or credit cards for repairs, not gift cards or cash. Don't pay everything until the work is done and you're happy with it and keep receipts for your records.

    Remember: By being informed and cautious, you can navigate the recovery process with confidence and ensure the help you receive is legitimate. If you think you see a scam, report it to the FTC at ReportFraud.ftc.gov. Your report could help the FTC stop the scammers and help someone else avoid that scam.