OceanFirst’s Products and Services that College Students can take Advantage of

July 25, 2024

College is a time where you can have fun, meet new people, and try new things. It is also one of the most important times to learn how to be responsible, not just in school but with your finances. To help reduce the stress of debt that can add up quickly for college students, OceanFirst Bank provides products and services that they can take advantage of.

Accounts:

Freestyle checking* - an account at OceanFirst that allows you to bank freely while offering free nationwide ATM use, courtesy overdraft protection option, zero-liability fraud guarantee, and no minimum balance required. Click to open a Freestyle checking account.

SaveFirst Statement** - when you use your OceanFirst Visa® debit card, we'll transfer $1 to your savings account automatically. With SaveFirst Statement you'll get a $10 bonus when establishing the account and no monthly service fee. Open a SaveFirst Statement.

KidSaveSmart Account** - an account that helps you start building good money habits right away by offering no monthly service fee, digital banking, and a $5 bonus when establishing the account. Enroll in a KidSaveSmart Account here.

Digital Banking:

Online and Mobile Banking- allows you to bank just about anywhere whether from your computer or mobile device. With Online and Mobile Banking, you can view account balances and transaction history, transfer funds, and make a mobile deposit and much more. Learn more about Online and Mobile Banking.

Money Management - provides a 360-degree view of all your accounts. This tool allows you to monitor where and how you spend and set goals and view your progress. Learn more about Money Management.

Card Control - a safe, secure, & convenient way to keep tabs on your debit card transactions by setting up alerts, turning on and off your debit card, and tracking your spending and setting limits. Learn more about Card Control.

*Free ATMs apply to the U.S. only. A $1.50 rebate will be refunded for any international ATM use. Our Zero-Liability Guarantee protects your checking account from fraud. Unauthorized use must be reported within 60 days of the statement date. Transactions must be qualified. Refer to the Zero-Liability Policy for additional information regarding consumer liability. Mobile check deposits are covered by standard check clearing policies and are not covered by the Zero-Liability Policy. If error resolution cannot be determined within 10 business days from written notice, we will credit your account within 10 business days (5 business days for Visa Debit Card POS transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. The bank will use discretion to pay overdrafts. This means there is no guarantee that the bank will always authorize and pay these transactions. If the bank does not authorize to pay an overdraft, the transaction will be declined. If you opted into courtesy overdraft protection and overdraw your account by more than $50, you will be charged $38 each time an overdraft transaction is paid or declined, with a maximum of four fees per day. Visit oceanfirst.com/overdraft. Refer to oceanfirst.com/feeschedule for additional information. Some exclusions apply.

**Rate may vary after account opening. Fees could reduce the earnings on the account.

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