Medicare Open Enrollment Season: October 15-December 7

What is Open Enrollment?

This is the time that you can update or change your health plans under Medicare, October 15 to December 7.

At Medicare.gov, you can:

• log-in or create an account
• find and compare health drug plans in your area;
• discover care providers, or
• talk to someone at Medicare and find helpful resources.

NEW in 2025, your out-of-pocket costs for covered drugs are capped at $2,000. The cap only applies to drugs covered by your Part D (drug) plan, so review your plan to make sure your drugs are covered. Click here for more information.

NEW Medicare Benefit

• There is also a brand-new benefit called the Medicare Prescription Payment Plan that is available to people on Medicare beginning in 2025.
• This plan allows you to spread your out-of-pocket costs more evenly throughout the year and not have to pay for everything all at once at the beginning of the year.
• Participation is voluntary for people on Medicare, and you can opt-in to this plan now during open enrollment season through December 7.
• This plan might help you stick to taking your needed prescribed medicines and help you better manage any out-of-pocket prescription drug costs.

Where Can I Get More Information?

• Medicare.gov
• Medicare.gov/prescription-payment-plan or call 1-800-MEDICARE/1-800-633-4227. 24 hours a day, 7 days a week. TTY users can call 1-877-486-2048.
• Your health or drug plan: Visit your plan's website or call them if you want more information or need help. Your plan's phone number is on the back of your membership card.
• State Health Insurance Program (SHIP): Visit shiphelp.org
• Pharmaceutical Research and Manufacturers of America
  o Medicare Prescription Payment Plan - Open Enrollment Tips
  o Medicare Prescription Payment Plan 101