Spruce Savings Interest

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Big news for savers! Spruce is thrilled to continue offering a 3.50% APY* on Spruce Savings Accounts after opting in. Browse our media kit for all the details, download brand visuals, and explore expert insights.

Let's make your next saving story even sweeter!

Spruce℠ Spending and Savings Accounts established at, and debit card issued by, Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are trademarks of Mastercard International Incorporated.

*The Annual Percentage Yield (APY) is accurate as of 10/08/2024. This rate is variable and can change without notice. Fees may reduce earnings. To start earning interest on your Spruce Savings Account, simply opt in through the Spruce app or at sprucemoney.com.